Affinity Bancshares, Inc. AFBI Ratios & Valuation
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Profitability | |||||
| Net margin | 25.2%+7.7pp | 17.4%-4.3pp | 21.7%-0.4pp | 22.2%-1.5pp | |
| Free cash flow margin | 33.9%+13.5pp | 20.4%-4.3pp | 24.8%— | —— | |
| Returns | |||||
| Return on equity | 6.5%+2.2pp | 4.3%-1.1pp | 5.4%-0.6pp | 6%-1.5pp | |
| Return on assets | 1%+0.3pp | 0.6%-0.2pp | 0.8%-0.1pp | 0.9%0.0pp | |
| Efficiency | |||||
| Asset turnover | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Leverage | |||||
| Debt-to-equity | 0×0.0× | 0×0.0× | 0×0.0× | 0×— | |
| Debt-to-assets | 0×0.0× | 0×0.0× | 0×0.0× | 0×— | |
| Per Share | |||||
| Book value per share | $19.71+0.4% | $19.64+6.0% | $18.53+7.0% | $17.32-0.2% | |
| Valuation | |||||
| Market capitalization | $137.62M+17.9% | $112.22M+10.0% | $102.02M+1.8% | $100.18M-5.3% | |
| Enterprise value | $73.31M+1.3% | $72.38M+33.6% | $54.15M-29.3% | $76.55M— | |
| Price / earnings | 15.7×-0.9× | 20.6×+4.8× | 15.8×+1.8× | 14×+0.1× | |
| Price / sales | 4.1×+0.4× | 3.6×+0.2× | 3.4×+0.3× | 3.1×-0.2× | |
| Price / book | 1.1×+0.1× | 0.9×0.0× | 0.8×0.0× | 0.9×0.0× | |
| EV / sales | 2.2×-0.1× | 2.3×+0.5× | 1.8×-0.6× | 2.4×— | |
| Free cash flow yield | 10%+1.3pp | 5.7%-1.5pp | 7.2%— | —— | |
| Earnings yield | 6.4%+0.3pp | 4.8%-1.5pp | 6.3%-0.8pp | 7.1%0.0pp | |
| PEG ratio | 0.3×-0.3× | —— | —— | —— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Affinity Bancshares, Inc.'s ratios come from?
- Every ratio is computed from Affinity Bancshares, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
