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FY'25FY'24FY'23FY'22
Profitability
Net margin25.2%+7.7pp17.4%-4.3pp21.7%-0.4pp22.2%-1.5pp
Free cash flow margin33.9%+13.5pp20.4%-4.3pp24.8%
Returns
Return on equity6.5%+2.2pp4.3%-1.1pp5.4%-0.6pp6%-1.5pp
Return on assets1%+0.3pp0.6%-0.2pp0.8%-0.1pp0.9%0.0pp
Efficiency
Asset turnover0.0×0.0×0.0×0.0×
Leverage
Debt-to-equity0.0×0.0×0.0×
Debt-to-assets0.0×0.0×0.0×
Per Share
Book value per share$19.71+0.4%$19.64+6.0%$18.53+7.0%$17.32-0.2%
Valuation
Market capitalization$137.62M+17.9%$112.22M+10.0%$102.02M+1.8%$100.18M-5.3%
Enterprise value$73.31M+1.3%$72.38M+33.6%$54.15M-29.3%$76.55M
Price / earnings15.7×-0.9×20.6×+4.8×15.8×+1.8×14×+0.1×
Price / sales4.1×+0.4×3.6×+0.2×3.4×+0.3×3.1×-0.2×
Price / book1.1×+0.1×0.9×0.0×0.8×0.0×0.9×0.0×
EV / sales2.2×-0.1×2.3×+0.5×1.8×-0.6×2.4×
Free cash flow yield10%+1.3pp5.7%-1.5pp7.2%
Earnings yield6.4%+0.3pp4.8%-1.5pp6.3%-0.8pp7.1%0.0pp
PEG ratio0.3×-0.3×

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Questions, answered.

Where do Affinity Bancshares, Inc.'s ratios come from?
Every ratio is computed from Affinity Bancshares, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.