What is Affinity Bancshares, Inc.'s debt-to-assets?

Affinity Bancshares, Inc. (AFBI) reported debt-to-assets of 0× in Q4 2025.

What is the long-term trend for Affinity Bancshares, Inc.'s debt-to-assets?

Over 3 years (2022 to 2025), Affinity Bancshares, Inc.'s debt-to-assets has grown at a -33.5% compound annual growth rate (CAGR), from 0× to 0×.

What does debt-to-assets mean?

Total debt divided by total assets at the quarter end. Measures the share of the asset base financed by debt.

Affinity Bancshares, Inc. AFBI Debt-to-assets

Debt-to-assets at other companies

Bank of AmericaBAC

0.1×0.0×

Truist FinancialTFC

0.1×—

Union BanksharesUNB

0×0.0×

First US Bancshares, Inc.FUSB

0×0.0×

National BanksharesNKSH

0×0.0×

Fidelity D & D Bancorp, Inc.FDBC

——

Other financials

Income statement

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Revenue$8.1M+3.8%

Net income$2.3M+24.7%

EPS (diluted)$0.36+28.6%

Balance sheet

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Cash & equivalents$89.4M+19.6%

Total debt$911.0K-42.5%

Total equity$129.5M+5.9%

Total assets$924.7M+1.3%

Cash flow

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Operating cash flow$4.4M+130%

CapEx$45.0K-69.0%

Free cash flow$4.4M+146%

Valuation

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Market cap$137.62M+17.9%

P/E15.7×-0.9×

P/S4.1×+0.4×

Profitability

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Net margin26.3%+7.6pp

FCF margin41.4%+19.1pp

Returns & leverage

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Return on equity7%+2.1pp

Debt / equity0×0.0×

Where this comes from

Calculated from Affinity Bancshares, Inc.’s reported figures.

total debt/total assets=0×

Based on the most recent quarter.

The official record: Affinity Bancshares, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Affinity Bancshares, Inc.'s debt-to-assets?: Affinity Bancshares, Inc. (AFBI) reported debt-to-assets of 0× in Q4 2025.
What is the long-term trend for Affinity Bancshares, Inc.'s debt-to-assets?: Over 3 years (2022 to 2025), Affinity Bancshares, Inc.'s debt-to-assets has grown at a -33.5% compound annual growth rate (CAGR), from 0× to 0×.
What does debt-to-assets mean?: Total debt divided by total assets at the quarter end. Measures the share of the asset base financed by debt.