Operating

Proceeds From Sale Of Loans Held For Sale

Affirm Holdings, Inc. Proceeds From Sale Of Loans Held For Sale decreased by 15.9% to $611.86M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 22.5%, from $789.36M to $611.86M. Over 4 years (FY 2021 to FY 2025), Proceeds From Sale Of Loans Held For Sale shows an upward trend with a 6.9% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementCash Flow Statement
SectionOperating
CategoryLiquidity
SignalHigher is better
VolatilityModerate
First reportedQ1 2019
Last reportedQ3 2026May 7, 2026

How to read this metric

Higher proceeds indicate robust loan origination volume and strong demand in the secondary market for the bank's loan products.

Detailed definition

This represents the total cash inflow received from the sale of loans that were specifically originated or purchased for...

Peer comparison

Standard for banks with 'originate-to-distribute' models; peers report this as a primary source of operating cash flow.

Metric ID: operating_proceeds_from_sale_of_loans_held_for_sale

Historical Data

20 periods
 Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Value$995.28M$888.58M$1.72B$1.26B$1.71B$1.71B$1.72B$1.41B$1.34B$1.23B$1.03B$900.86M$1.05B$1.22B$1.04B$789.36M$338.19M$748.76M$727.91M$611.86M
QoQ Change-10.7%+93.5%-26.6%+35.8%-0.3%+0.8%-18.1%-5.2%-8.1%-15.8%-12.9%+16.4%+16.3%-14.4%-24.3%-57.2%+121.4%-2.8%-15.9%
YoY Change+72.1%+92.2%+0.1%+11.8%-22.0%-28.1%-39.9%-36.1%-21.5%-0.7%+0.9%-12.4%-67.7%-38.6%-30.2%-22.5%
Range$338.19M$1.72B
CAGR-9.7%
Avg YoY Growth-8.9%
Median YoY Growth-21.8%
Current Streak2 quarters decline

Frequently Asked Questions

What is Affirm Holdings, Inc.'s proceeds from sale of loans held for sale?
Affirm Holdings, Inc. (AFRM) reported proceeds from sale of loans held for sale of $611.86M in Q1 2026.
How has Affirm Holdings, Inc.'s proceeds from sale of loans held for sale changed year-over-year?
Affirm Holdings, Inc.'s proceeds from sale of loans held for sale decreased by 22.5% year-over-year, from $789.36M to $611.86M.
What is the long-term trend for Affirm Holdings, Inc.'s proceeds from sale of loans held for sale?
Over 4 years (2021 to 2025), Affirm Holdings, Inc.'s proceeds from sale of loans held for sale has grown at a 6.9% compound annual growth rate (CAGR), from $2.59B to $3.39B.
What does proceeds from sale of loans held for sale mean?
The total cash the bank received from selling loans to other investors.