Allstate ALL Property and casualty — ULAE

Similar metrics at other companies

AFGProperty and casualty insurance — Unallocated LAE

$455M+4.6%

RNRProperty — Adjustment for unallocated loss adjustment expenses

$13.48M-10.8%

HIGPersonal automobile physical damage — Unpaid Unallocated Loss Adjustment Expenses, Net of Reinsurance

$5M0.0%

HIGCommercial automobile physical damage — Unpaid Unallocated Loss Adjustment Expenses, Net of Reinsurance

$1M0.0%

CNACommercial Auto — Total unallocated claim adjustment expense development

$750K—

HIGAutomobiles — Unpaid Unallocated Loss Adjustment Expenses, Net of Reinsurance

11,600,000,000%+400,000,000pp

Questions, answered.

What is Allstate's property and casualty — ULAE?

Allstate (ALL) reported property and casualty — ULAE of $134M in Q4 2025.

How has Allstate's property and casualty — ULAE changed year-over-year?

Allstate's property and casualty — ULAE increased by 235.0% year-over-year, from $40M to $134M.

What does property and casualty — ULAE mean?

This metric represents the estimated costs associated with investigating, adjusting, and settling insurance claims that are not directly attributable to a specific claim. It reflects the operational overhead required to manage the claims lifecycle within the property and casualty segment. Efficient management of these expenses is critical for maintaining overall underwriting profitability.