Business Segments · ULAE
Property and casualty — ULAE
Allstate Property and casualty — ULAE decreased by 92.2% to $134.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 92.2%, from $1.71B to $134.00M. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityStable
First reportedQ4 2021
Last reportedQ4 2025
Rolls up toInsurance Liabilities and Annuity Benefits
How to read this metric
An increase may indicate rising operational complexity or inefficiency in claims handling, while a decrease suggests improved administrative productivity.
Detailed definition
This metric represents the estimated costs associated with investigating, adjusting, and settling insurance claims that...
Peer comparison
Commonly reported by all major P&C insurers as part of their loss adjustment expense ratios.
Metric ID:
all_segment_property_and_casualty_ulaeHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | $196.00M | $126.00M | $70.00M | $1.71B | $134.00M |
| QoQ Change | — | -35.7% | -44.4% | >999% | -92.2% |
| YoY Change | — | -35.7% | -44.4% | >999% | -92.2% |
Range$70.00M – $1.71B
CAGR-31.6%
Avg YoY Growth+542.3%
Median YoY Growth-40.1%
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Frequently Asked Questions
- What is Allstate's property and casualty — ulae?
- Allstate (ALL) reported property and casualty — ulae of $134.00M in Q4 2025.
- How has Allstate's property and casualty — ulae changed year-over-year?
- Allstate's property and casualty — ulae decreased by 92.2% year-over-year, from $1.71B to $134.00M.
- What does property and casualty — ulae mean?
- The indirect administrative costs incurred to process and settle insurance claims.