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Ally Financial ALLY Depositsand Banking — Expense Debit Cards

Discontinued — last reported Q4 '18

Similar metrics at other companies

SouthState logo
SSBInterchange And Debit Card Transaction Fees — Cost Of Revenue
$4.08M-16.0%
Fifth Third Bank logo
FITBConsumer and Small Business Banking — Card and processing expense
$19M+11.8%
Bank of America logo
BACCard Income, Interchange Fees and Merchant Income — Rewards, rebates and compensation expense
$2.5B+4.2%
SouthState logo
SSBInterchange And Debit Card Transaction Fees — Revenue
$12.15M+10.2%
Fifth Third Bank logo
FITBCard and processing expense
$79M+276%
Popular logo
BPOPDebit Card Fees — Revenue

Other financials

Income statement

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Revenue$2.1B+36.4%
Net income$319.0M+242%
EPS (diluted)$0.93+213%

Balance sheet

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Cash & equivalents$11.2B-1.6%
Total debt$22.8B+26.9%
Total equity$15.6B+9.7%
Total assets$197.27B+2.0%

Cash flow

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Operating cash flow$1.4B+45.9%
CapEx-
Free cash flow$1.1B-2.9%

Valuation

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Market cap$13.94B+7.8%
Enterprise value$25.47B+33.3%
P/E10×-33.1×
P/S1.7×0.0×

Profitability

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Net margin16.5%+12.6pp
FCF margin55.3%

Returns & leverage

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Return on equity9.4%+7.2pp
Debt / equity1.5×+0.2×

Where this comes from

Reported directly by Ally Financial in its filing.

Tagged under the XBRL concept ally:ExpenseDebitCards.

The official record: Ally Financial’s 10-K, filed February 20, 2019, on SEC EDGAR. View the filing →

Questions, answered.

What does depositsand banking — expense debit cards mean?
The total costs incurred by the bank to support and process debit card transactions for its customers.
How do you interpret depositsand banking — expense debit cards?
An increase may indicate higher transaction volumes, rising network processing costs, or elevated fraud losses, while a decrease suggests improved operational efficiency or lower transaction activity.
How does depositsand banking — expense debit cards compare across companies?
Comparable to debit card interchange expense or payment processing costs reported by other retail banks and credit card issuers.