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SouthState SSB Interchange And Debit Card Transaction Fees — Revenue

Discontinued — last reported Q4 '25

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Other financials

Income statement

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Revenue$661.7M+4.9%
Net income$225.8M+154%
EPS (diluted)$2.28+162%

Balance sheet

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Cash & equivalents$2.9B-13.1%
Total debt$520.5M+6.6%
Total equity$9.0B+4.7%
Total assets$68.0B+4.4%

Cash flow

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Operating cash flow$299.0M+337%
CapEx$16.1M+25.3%
Free cash flow$283.0M+303%

Valuation

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Market cap$9.43B-3.6%
Enterprise value$7.08B+2.0%
P/E10.1×-9.1×
P/S3.5×-1.6×

Profitability

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Net margin34.5%+8.2pp
FCF margin24.1%

Returns & leverage

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Return on equity10.6%+3.4pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by SouthState in its filing.

Tagged under the XBRL concept us-gaap:Revenues.

The official record: SouthState’s 10-K, filed February 20, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is SouthState's interchange and debit card transaction fees — revenue?
SouthState (SSB) reported interchange and debit card transaction fees — revenue of $12.15M in Q4 2025.
How has SouthState's interchange and debit card transaction fees — revenue changed year-over-year?
SouthState's interchange and debit card transaction fees — revenue increased by 10.2% year-over-year, from $11.03M to $12.15M.
What is the long-term trend for SouthState's interchange and debit card transaction fees — revenue?
Over 4 years (2021 to 2025), SouthState's interchange and debit card transaction fees — revenue has grown at a 6.1% compound annual growth rate (CAGR), from $38.3M to $48.6M.
What does interchange and debit card transaction fees — revenue mean?
Total revenue earned from fees charged on customer debit card transactions.
How do you interpret interchange and debit card transaction fees — revenue?
An increase suggests higher customer engagement with digital payment products or increased transaction volume, while a decrease may indicate lower card usage or competitive pressure on interchange rates.
How does interchange and debit card transaction fees — revenue compare across companies?
Comparable to 'Interchange Income' or 'Debit Card Fees' reported by other regional and national retail banks.