What does depositsand banking — fees debit cards mean?

The total revenue earned by the bank from debit card transaction fees and interchange income.

How do you interpret depositsand banking — fees debit cards?

An increase signals higher customer adoption and usage of the bank's debit products, contributing to non-interest income, whereas a decrease may indicate lower transaction activity or competitive pressure on fee structures.

How does depositsand banking — fees debit cards compare across companies?

Comparable to debit card interchange revenue or non-interest income from payment services at peer retail banking institutions.

Ally Financial ALLY Depositsand Banking — Fees Debit Cards

Discontinued — last reported Q4 '18

Similar metrics at other companies

SSBInterchange And Debit Card Transaction Fees — Revenue

$12.15M+10.2%

WFCConsumer Banking and Lending — Card fees

$1.06B+8.8%

ONBDebit card and ATM fees — Noninterest income within scope of Topic 606

$5.07M0.0%

CFGCard fees — Revenue from contracts with customers

$80M0.0%

CFGCard Fees — Revenue (Gross)

$59M-3.3%

BPOPDebit Card Fees — Revenue

——

Other financials

Income statement

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Revenue$2.1B+36.4%

Net income$319.0M+242%

EPS (diluted)$0.93+213%

Balance sheet

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Cash & equivalents$11.2B-1.6%

Total debt$22.8B+26.9%

Total equity$15.6B+9.7%

Total assets$197.27B+2.0%

Cash flow

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Operating cash flow$1.4B+45.9%

CapEx-—

Free cash flow$1.1B-2.9%

Valuation

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Market cap$13.94B+7.8%

Enterprise value$25.47B+33.3%

P/E10×-33.1×

P/S1.7×0.0×

Profitability

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Net margin16.5%+12.6pp

FCF margin55.3%—

Returns & leverage

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Return on equity9.4%+7.2pp

Debt / equity1.5×+0.2×

Where this comes from

Reported directly by Ally Financial in its filing.

Tagged under the XBRL concept ally:FeesDebitCards.

The official record: Ally Financial’s 10-K, filed February 20, 2019, on SEC EDGAR. View the filing →

Questions, answered.

What does depositsand banking — fees debit cards mean?: The total revenue earned by the bank from debit card transaction fees and interchange income.
How do you interpret depositsand banking — fees debit cards?: An increase signals higher customer adoption and usage of the bank's debit products, contributing to non-interest income, whereas a decrease may indicate lower transaction activity or competitive pressure on fee structures.
How does depositsand banking — fees debit cards compare across companies?: Comparable to debit card interchange revenue or non-interest income from payment services at peer retail banking institutions.