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Ally Financial ALLY Percentage payout of incurred claims, year seven

Percentage payout of incurred claims, year seven at other companies

Markel logo
MarkelMKL
4.8%+0.9pp
W.R. Berkley logo
W.R. BerkleyWRB
5.9%+0.2pp
W.R. Berkley logo
W.R. BerkleyWRB
2.7%+0.5pp
Arch Capital Group logo
Arch Capital GroupACGL
6.4%-0.6pp
W.R. Berkley logo
W.R. BerkleyWRB
1.2%0.0pp
Markel logo
MarkelMKL
2.9%+0.5pp

Other financials

Income statement

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Revenue$2.1B+36.4%
Net income$319.0M+242%
EPS (diluted)$0.93+213%

Balance sheet

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Cash & equivalents$11.2B-1.6%
Total debt$22.8B+26.9%
Total equity$15.6B+9.7%
Total assets$197.27B+2.0%

Cash flow

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Operating cash flow$1.4B+45.9%
CapEx-
Free cash flow$1.1B-2.9%

Valuation

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Market cap$13.94B+7.8%
Enterprise value$25.47B+33.3%
P/E10×-33.1×
P/S1.7×0.0×

Profitability

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Net margin16.5%+12.6pp
FCF margin55.3%

Returns & leverage

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Return on equity9.4%+7.2pp
Debt / equity1.5×+0.2×

Where this comes from

Reported directly by Ally Financial in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearSeven.

The official record: Ally Financial’s 10-K, filed February 25, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ally Financial's percentage payout of incurred claims, year seven?
Ally Financial (ALLY) reported percentage payout of incurred claims, year seven of 0% in Q4 2025.
How has Ally Financial's percentage payout of incurred claims, year seven changed year-over-year?
Ally Financial's percentage payout of incurred claims, year seven decreased by 100.0% year-over-year, from 0.1% to 0%.
What does percentage payout of incurred claims, year seven mean?
The portion of insurance claims paid out within seven years of the claim event.
How do you interpret percentage payout of incurred claims, year seven?
Consistency in this metric indicates that the company has a mature and predictable process for settling long-tail insurance claims.
How does percentage payout of incurred claims, year seven compare across companies?
Standard benchmark for assessing the maturity and finality of insurance claim portfolios.