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Ally Financial ALLY Unconditionally cancelable unfunded commitments

Unconditionally cancelable unfunded commitments at other companies

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Other financials

Income statement

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Revenue$2.1B+36.4%
Net income$319.0M+242%
EPS (diluted)$0.93+213%

Balance sheet

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Cash & equivalents$11.2B-1.6%
Total debt$22.8B+26.9%
Total equity$15.6B+9.7%
Total assets$197.27B+2.0%

Cash flow

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Operating cash flow$1.4B+45.9%
CapEx-
Free cash flow$1.1B-2.9%

Valuation

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Market cap$13.97B+25.1%
Enterprise value$25.49B+44.0%
P/E10×-27.2×
P/S1.7×+0.2×

Profitability

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Net margin16.5%+12.6pp
FCF margin55.3%

Returns & leverage

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Return on equity9.4%+7.2pp
Debt / equity1.5×+0.2×

Where this comes from

Reported directly by Ally Financial in its filing.

Tagged under the XBRL concept ally:UnconditionallyCancelableUnfundedCommitments.

The official record: Ally Financial’s 10-K, filed February 25, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ally Financial's unconditionally cancelable unfunded commitments?
Ally Financial (ALLY) reported unconditionally cancelable unfunded commitments of $14.5B in Q4 2025.
How has Ally Financial's unconditionally cancelable unfunded commitments changed year-over-year?
Ally Financial's unconditionally cancelable unfunded commitments decreased by 12.1% year-over-year, from $16.5B to $14.5B.
What is the long-term trend for Ally Financial's unconditionally cancelable unfunded commitments?
Over 5 years (2020 to 2025), Ally Financial's unconditionally cancelable unfunded commitments has grown at a -6.5% compound annual growth rate (CAGR), from $20.3B to $14.5B.
What does unconditionally cancelable unfunded commitments mean?
This represents the total value of lending commitments that the bank has the legal right to cancel at any time without prior notice. Because these can be revoked, they carry lower regulatory capital requirements and lower risk. They are often associated with credit card lines or similar consumer facilities.