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Alerus Financial Corporation ALRS Accretion (Amortization) of Discounts and Premiums, Investments

Accretion (Amortization) of Discounts and Premiums, Investments at other companies

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Other financials

Income statement

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Revenue$51.4M+7.0%
Net income$23.0M+72.5%
EPS (diluted)$0.31-31.1%

Balance sheet

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Cash & equivalents$128.8M+55.3%
Total debt$301.8M+8.7%
Total equity$574.7M+11.8%
Total assets$5.3B-1.0%

Cash flow

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Operating cash flow$27.8M+261%
CapEx$2.0M-1.3%
Free cash flow$25.8M+356%

Valuation

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Market cap$769.19M+43.8%
Enterprise value$942.16M+29.2%
P/E10.5×—
P/S4.5×+1.1×

Profitability

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Net margin18.8%-0.6pp
FCF margin4.4%-41.9pp

Returns & leverage

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Return on equity10.8%—
Debt / equity0.5×0.0×

Where this comes from

Reported directly by Alerus Financial Corporation in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The official record: Alerus Financial Corporation’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Alerus Financial Corporation's accretion (amortization) of discounts and premiums, investments?
Alerus Financial Corporation (ALRS) reported accretion (amortization) of discounts and premiums, investments of -$26K in Q1 2026.
How has Alerus Financial Corporation's accretion (amortization) of discounts and premiums, investments changed year-over-year?
Alerus Financial Corporation's accretion (amortization) of discounts and premiums, investments increased by 85.9% year-over-year, from -$185K to -$26K.
What is the long-term trend for Alerus Financial Corporation's accretion (amortization) of discounts and premiums, investments?
Over 2 years (2022 to 2025), Alerus Financial Corporation's accretion (amortization) of discounts and premiums, investments has grown at a -52.3% compound annual growth rate (CAGR), from -$3.39M to -$771K.
What does accretion (amortization) of discounts and premiums, investments mean?
This represents the non-cash adjustment to interest income resulting from the amortization of premiums or accretion of discounts on debt securities held in the investment portfolio. It reflects the gradual alignment of the security's carrying value with its par value over the remaining life of the instrument. Investors use this to understand the underlying yield adjustments on the company's fixed-income assets.