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Axos Financial AX Accretion (Amortization) of Discounts and Premiums, Investments

Accretion (Amortization) of Discounts and Premiums, Investments at other companies

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$16K+167%
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-$3.86M-1.0%
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Bank of AmericaBAC
$200M+135%
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BOK FinancialBOKF
$12.41M-1.7%
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Charles Schwab CorporationSCHW

Other financials

Income statement

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Revenue$392.2M+27.0%
Net income$124.7M+18.5%
EPS (diluted)$2.15+18.8%

Balance sheet

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Cash & equivalents$1.4B-40.1%
Total debt$371.8M-5.1%
Total equity$3.1B+17.7%
Total assets$29.2B+22.0%

Cash flow

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Operating cash flow$42.0M-43.0%
CapEx$143.3M+1,575%
Free cash flow$85.4M-45.4%

Valuation

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Market cap$5.01B+30.9%
P/E10.5×+1.6×
P/S3.5×+0.4×

Profitability

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Net margin33.5%-1.3pp
FCF margin31.5%+3.2pp

Returns & leverage

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Return on equity16.8%-1.0pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Axos Financial in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The official record: Axos Financial’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Axos Financial's accretion (amortization) of discounts and premiums, investments?
Axos Financial (AX) reported accretion (amortization) of discounts and premiums, investments of $15.45M in Q1 2026.
How has Axos Financial's accretion (amortization) of discounts and premiums, investments changed year-over-year?
Axos Financial's accretion (amortization) of discounts and premiums, investments decreased by 36.7% year-over-year, from $24.41M to $15.45M.
What is the long-term trend for Axos Financial's accretion (amortization) of discounts and premiums, investments?
Over 4 years (2021 to 2025), Axos Financial's accretion (amortization) of discounts and premiums, investments has grown at a 118.4% compound annual growth rate (CAGR), from -$4.75M to $108.08M.
What does accretion (amortization) of discounts and premiums, investments mean?
This represents the non-cash adjustment to interest income resulting from the amortization of premiums or accretion of discounts on investment securities purchased at prices different from their par value. It reflects the systematic allocation of these differences over the life of the security to align the effective yield with the coupon rate. Investors use this to understand the underlying yield dynamics of the investment portfolio.