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Amalgamated Financial Corp. AMAL Provision for Credit Losses

Provision for Credit Losses at other companies

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Other financials

Income statement

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Revenue$93.4M+21.4%
Net income$25.2M+0.8%
EPS (diluted)$0.84+3.7%

Balance sheet

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Cash & equivalents$179.7M+174%
Total debt$11.5M-33.0%
Total equity$807.6M+9.7%
Total assets$9.2B+10.7%

Cash flow

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Operating cash flow$56.8M+65.9%
CapEx$6.1M+247%
Free cash flow$50.7M+56.2%

Valuation

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Market cap$1.36B+48.1%
Enterprise value$1.19B+37.0%
P/E13×+4.2×
P/S3.9×+1.0×

Profitability

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Net margin30.3%-2.8pp
FCF margin44.2%+4.9pp

Returns & leverage

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Return on equity13.6%-1.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Amalgamated Financial Corp. in its filing.

Tagged under the XBRL concept amal:CreditLossExpenseReversalExcludingAccruedInterest.

The official record: Amalgamated Financial Corp.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Amalgamated Financial Corp.'s provision for credit losses?
Amalgamated Financial Corp. (AMAL) reported provision for credit losses of $13.49M in Q1 2026.
How has Amalgamated Financial Corp.'s provision for credit losses changed year-over-year?
Amalgamated Financial Corp.'s provision for credit losses increased by 2163.1% year-over-year, from $596K to $13.49M.
What is the long-term trend for Amalgamated Financial Corp.'s provision for credit losses?
Over 4 years (2021 to 2025), Amalgamated Financial Corp.'s provision for credit losses has grown at a 174.6% compound annual growth rate (CAGR), from -$287K to $16.32M.
What does provision for credit losses mean?
This represents the non-cash charge taken against earnings to increase the allowance for loan and lease losses based on management's assessment of credit risk. It reflects the anticipated future defaults within the bank's loan portfolio and serves as a critical indicator of asset quality and credit risk management effectiveness.