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Central Pacific Financial CPF Provision for Credit Losses

Provision for Credit Losses at other companies

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Other financials

Income statement

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Revenue$72.9M+6.0%
Net income$20.7M+16.7%
EPS (diluted)$0.78+20.0%

Balance sheet

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Total debt$101.6M-37.4%
Total equity$593.9M+6.5%
Total assets$7.5B+1.2%

Cash flow

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Operating cash flow$18.3M-10.3%
CapEx$1.1M+19.9%
Free cash flow$17.3M-11.7%

Valuation

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Market cap$970.18M+37.8%
P/E12.1×0.0×
P/S3.3×+0.5×

Profitability

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Net margin27.1%+4.5pp
FCF margin30.3%-1.2pp

Returns & leverage

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Return on equity14%+3.0pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Central Pacific Financial in its filing.

Tagged under the XBRL concept cpf:ProvisionCreditForLoanAndLeaseLosses.

The official record: Central Pacific Financial’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Central Pacific Financial's provision for credit losses?
Central Pacific Financial (CPF) reported provision for credit losses of $2.35M in Q1 2026.
How has Central Pacific Financial's provision for credit losses changed year-over-year?
Central Pacific Financial's provision for credit losses decreased by 43.6% year-over-year, from $4.17M to $2.35M.
What is the long-term trend for Central Pacific Financial's provision for credit losses?
Over 3 years (2021 to 2025), Central Pacific Financial's provision for credit losses has grown at a 2.5% compound annual growth rate (CAGR), from -$14.59M to $15.71M.
What does provision for credit losses mean?
This represents the non-cash charge taken against earnings to increase the allowance for loan and lease losses based on management's assessment of credit risk. It reflects the anticipated future losses within the loan portfolio and serves as a key indicator of asset quality and credit risk management effectiveness.