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Customers Bancorp CUBI Provision for Credit Losses

Provision for Credit Losses at other companies

Prosperity Bancshares logo
Prosperity BancsharesPB
$0
SBC
Seacoast Banking Corporation of FloridaSBCF
$761K-91.8%
Nelnet logo
NelnetNNI
$53.24M+247%
United Community Banks logo
United Community BanksUCB
$10.85M-29.6%
H&R Block logo
H&R BlockHRB
$36.38M+3.0%
Nicolet Bankshares logo
Nicolet BanksharesNIC
$6.05M+303%

Other financials

Income statement

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Revenue$225.7M+57.9%
Net income$69.7M+439%
EPS (diluted)$1.97+579%

Balance sheet

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Cash & equivalents$4.8B+39.9%
Total debt$1.7B+31.6%
Total equity$2.1B+15.0%
Total assets$25.9B+15.4%

Cash flow

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Operating cash flow$35.1M-62.7%
CapEx$49.0K-92.9%
Free cash flow$35.0M-62.5%

Valuation

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Market cap$2.63B+50.3%
Enterprise value-$494.97M-29.9%
P/E9.4×-2.7×
P/S2.9×+0.3×

Profitability

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Net margin31.2%+9.8pp
FCF margin46.9%+9.0pp

Returns & leverage

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Return on equity14%+5.9pp
Debt / equity0.8×+0.1×

Where this comes from

Reported directly by Customers Bancorp in its filing.

Tagged under the XBRL concept cubi:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalIncludingPortionOfAvailableForSaleSecurities.

The official record: Customers Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Customers Bancorp's provision for credit losses?
Customers Bancorp (CUBI) reported provision for credit losses of $23.37M in Q1 2026.
How has Customers Bancorp's provision for credit losses changed year-over-year?
Customers Bancorp's provision for credit losses decreased by 17.4% year-over-year, from $28.3M to $23.37M.
What is the long-term trend for Customers Bancorp's provision for credit losses?
Over 3 years (2022 to 2025), Customers Bancorp's provision for credit losses has grown at a 17.7% compound annual growth rate (CAGR), from $60.07M to $97.96M.
What does provision for credit losses mean?
This represents the non-cash charge taken against earnings to increase the allowance for loan and lease losses based on management's assessment of credit risk. It reflects the anticipated future losses within the loan portfolio and serves as a critical indicator of asset quality and underwriting discipline.