Products & Services · Weighted-average crediting rate
Other Life Insurance, Netting — Weighted-average crediting rate
Ameriprise Financial Other Life Insurance, Netting — Weighted-average crediting rate remained flat by 0.0% to 4.0% in Q4 2025 compared to the prior quarter.
Analysis
StatementSegment
CategoryProfitability
SignalContext dependent
VolatilityStable
First reportedQ4 2022
Last reportedQ4 2025
Rolls up toWeighted average crediting rate
How to read this metric
A competitive rate is essential for retention, but a rate significantly higher than market benchmarks may compress profitability.
Detailed definition
This is the average interest rate applied to the total policyholder account balances within the segment. It provides ins...
Peer comparison
Commonly disclosed by life insurers to demonstrate the competitiveness of their fixed-rate product offerings.
Metric ID:
amp_segment_other_life_insurance_netting_weighted_average_crediting_rateHistorical Data
4 periods
| Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|
| Value | 4% | 4% | 4% | 4% |
| QoQ Change | — | +0.0% | +0.0% | +0.0% |
| YoY Change | — | +0.0% | +0.0% | +0.0% |
Range4% – 4%
Avg YoY Growth+0.0%
Median YoY Growth+0.0%
Current Streak3+ quarters growth
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Frequently Asked Questions
- What is Ameriprise Financial's other life insurance, netting — weighted-average crediting rate?
- Ameriprise Financial (AMP) reported other life insurance, netting — weighted-average crediting rate of 4.0% in Q4 2025.
- What does other life insurance, netting — weighted-average crediting rate mean?
- The average interest rate the company pays on its insurance policyholder accounts.