Products & Services · Interest accrual
Term and Whole Life Insurance — Interest accrual
Ameriprise Financial Term and Whole Life Insurance — Interest accrual decreased by 5.3% to $18.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 5.3%, from $19.00M to $18.00M. Over 4 years (FY 2021 to FY 2025), Term and Whole Life Insurance — Interest accrual shows an upward trend with a 26.4% CAGR.
Analysis
StatementSegment
CategoryProfitability
SignalContext dependent
VolatilityStable
First reportedQ1 2021
Last reportedQ1 2026
How to read this metric
An increase is expected as the insurance block grows or as the duration of the liabilities increases.
Detailed definition
This represents the interest expense accrued on the liability for future policy benefits over the reporting period. It r...
Peer comparison
Standard accounting requirement for life insurers; peers report this as 'interest on reserves' or 'accretion of liability'.
Metric ID:
amp_segment_term_and_whole_life_insurance_interest_accrualHistorical Data
20 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $7.25M | $7.25M | $7.25M | $8.50M | $8.50M | $8.50M | $8.50M | $18.00M | $19.00M | $17.00M | $19.00M | $18.00M | $18.00M | $19.00M | $18.00M | $19.00M | $18.00M | $18.00M | $19.00M | $18.00M |
| QoQ Change | — | +0.0% | +0.0% | +17.2% | +0.0% | +0.0% | +0.0% | +111.8% | +5.6% | -10.5% | +11.8% | -5.3% | +0.0% | +5.6% | -5.3% | +5.6% | -5.3% | +0.0% | +5.6% | -5.3% |
| YoY Change | — | — | — | — | +17.2% | +17.2% | +17.2% | +111.8% | +123.5% | +100.0% | +123.5% | +0.0% | -5.3% | +11.8% | -5.3% | +5.6% | +0.0% | -5.3% | +5.6% | -5.3% |
Range$7.25M – $19.00M
CAGR+21.1%
Avg YoY Growth+32.0%
Median YoY Growth+8.7%
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Frequently Asked Questions
- What is Ameriprise Financial's term and whole life insurance — interest accrual?
- Ameriprise Financial (AMP) reported term and whole life insurance — interest accrual of $18.00M in Q1 2026.
- How has Ameriprise Financial's term and whole life insurance — interest accrual changed year-over-year?
- Ameriprise Financial's term and whole life insurance — interest accrual decreased by 5.3% year-over-year, from $19.00M to $18.00M.
- What is the long-term trend for Ameriprise Financial's term and whole life insurance — interest accrual?
- Over 4 years (2021 to 2025), Ameriprise Financial's term and whole life insurance — interest accrual has grown at a 26.4% compound annual growth rate (CAGR), from $29.00M to $74.00M.
- What does term and whole life insurance — interest accrual mean?
- The interest expense added to insurance reserves over time due to the time value of money.