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Horace Mann Educators HMN Whole Life Insurance — Interest accruals

Other product segments

Experience Life Insurance
$11.3M-1.7%
Term Life Insurance
$4.3M0.0%
Limited Pay Whole Life Insurance
$1.2M+9.1%
Life Contingent SPIA Retirement Insurance
$1M0.0%

Similar metrics at other companies

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$43M+153%
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AMPTerm and Whole Life Insurance — Interest accrual
$18M-5.3%
MetLife logo
METWhole and Term Life & Endowments — Interest accrual
$98M+7.7%
Corebridge Financial logo
CRBGLife Insurance — Interest accrual
$197M-1.5%
Kemper logo
KMPRTerm Life Insurance — Interest Accrual
$7.3M0.0%

Other financials

Income statement

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Revenue$429.3M+3.1%
Net income$41.2M+7.9%
EPS (diluted)$1.00+8.7%

Balance sheet

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Cash & equivalents$20.9M-31.0%
Total debt$593.8M+8.5%
Total equity$1.5B+9.5%
Total assets$15.0B+4.0%

Cash flow

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Operating cash flow$61.3M-56.5%

Valuation

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Market cap$2.04B+18.8%
Enterprise value$2.61B+17.0%
P/E12.4×-2.6×
P/S1.2×+0.1×

Profitability

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Net margin9.6%+2.6pp

Returns & leverage

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Return on equity11.7%+2.8pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitExpectedFuturePolicyBenefitInterestExpense.

The official record: Horace Mann Educators’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Horace Mann Educators's whole life insurance — interest accruals?
Horace Mann Educators (HMN) reported whole life insurance — interest accruals of $5.4M in Q1 2026.
How has Horace Mann Educators's whole life insurance — interest accruals changed year-over-year?
Horace Mann Educators's whole life insurance — interest accruals increased by 3.8% year-over-year, from $5.2M to $5.4M.
What is the long-term trend for Horace Mann Educators's whole life insurance — interest accruals?
Over 3 years (2021 to 2025), Horace Mann Educators's whole life insurance — interest accruals has grown at a 7.1% compound annual growth rate (CAGR), from $17.1M to $21M.
What does whole life insurance — interest accruals mean?
This represents the interest expense accrued on whole life insurance policy reserves over a given period. It reflects the cost of capital associated with maintaining long-term insurance liabilities and the impact of crediting rates on policyholder accounts. Analyzing this helps investors understand the interest-sensitive nature of the insurance segment's cost structure.