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Ameriprise Financial AMP Term and Whole Life Insurance — Interest Expense

Other product segments

Life Contingent Payout Annuities
$14M0.0%
Disability Income Insurance
$7M0.0%

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$1.5M+7.1%

Other financials

Income statement

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Revenue$4.8B+10.5%
Net income$915.0M+56.9%
EPS (diluted)$9.68+66.0%

Balance sheet

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Cash & equivalents$9.4B+4.8%
Total debt$276.0M-14.3%
Total equity$6.2B+14.5%
Total assets$184.45B+3.0%

Cash flow

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Operating cash flow$459.0M-72.8%
CapEx$29.0M-19.4%
Free cash flow$430.0M-73.9%

Valuation

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Market cap$40.75B-16.1%
P/E10.5×-5.8×
P/S2.2×-0.6×

Profitability

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Net margin20.6%+3.4pp
FCF margin36.7%-1.6pp

Returns & leverage

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Return on equity66.9%+8.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Ameriprise Financial in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitInterestExpense.

The official record: Ameriprise Financial’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ameriprise Financial's term and whole life insurance — interest expense?
Ameriprise Financial (AMP) reported term and whole life insurance — interest expense of $8M in Q1 2026.
How has Ameriprise Financial's term and whole life insurance — interest expense changed year-over-year?
Ameriprise Financial's term and whole life insurance — interest expense decreased by 20.0% year-over-year, from $10M to $8M.
What is the long-term trend for Ameriprise Financial's term and whole life insurance — interest expense?
Over 4 years (2021 to 2025), Ameriprise Financial's term and whole life insurance — interest expense has grown at a -3.9% compound annual growth rate (CAGR), from $41M to $35M.
What does term and whole life insurance — interest expense mean?
This metric represents the interest costs incurred specifically related to the liabilities and debt obligations associated with the term and whole life insurance product segment. It reflects the cost of capital required to maintain reserves and support the financial obligations of these insurance policies. Monitoring this expense is critical for assessing the profitability and margin stability of the insurance underwriting business.