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Ameriprise Financial AMP Universal Life Insurance — Deferred Income

Other product segments

Indexed Universal Life Insurance
$322M+7.0%
Variable Universal Life Insurance
$322M+22.0%

Similar metrics at other companies

Brighthouse Financial logo
BHFUniversal Life Insurance — Deferred Revenue, Amortization Expense
$9M0.0%
Principal Financial Group logo
PFGUniversal Life — Unearned Revenue Liability Deferrals
$14.2M-3.4%
Principal Financial Group logo
PFGUniversal Life — Unearned Revenue Liability
$538.5M+4.2%
Brighthouse Financial logo
BHFUniversal Life Insurance — Unearned Premiums
$360M+0.3%
Principal Financial Group logo
PFGUniversal Life — Unearned Revenue Liability Revenue Recognized
-$8.6M-4.9%
Prudential Financial logo
PRUVariable Universal Life — Unearned revenue
$150M+2.0%

Other financials

Income statement

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Revenue$4.8B+10.5%
Net income$915.0M+56.9%
EPS (diluted)$9.68+66.0%

Balance sheet

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Cash & equivalents$9.4B+4.8%
Total debt$276.0M-14.3%
Total equity$6.2B+14.5%
Total assets$184.45B+3.0%

Cash flow

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Operating cash flow$459.0M-72.8%
CapEx$29.0M-19.4%
Free cash flow$430.0M-73.9%

Valuation

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Market cap$40.75B-16.1%
P/E10.5×-5.8×
P/S2.2×-0.6×

Profitability

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Net margin20.6%+3.4pp
FCF margin36.7%-1.6pp

Returns & leverage

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Return on equity66.9%+8.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Ameriprise Financial in its filing.

Tagged under the XBRL concept us-gaap:DeferredIncome.

The official record: Ameriprise Financial’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ameriprise Financial's universal life insurance — deferred income?
Ameriprise Financial (AMP) reported universal life insurance — deferred income of $26M in Q1 2026.
How has Ameriprise Financial's universal life insurance — deferred income changed year-over-year?
Ameriprise Financial's universal life insurance — deferred income decreased by 0.0% year-over-year, from $26M to $26M.
What is the long-term trend for Ameriprise Financial's universal life insurance — deferred income?
Over 2 years (2023 to 2025), Ameriprise Financial's universal life insurance — deferred income has grown at a -1.9% compound annual growth rate (CAGR), from $108M to $104M.
What does universal life insurance — deferred income mean?
This represents the cumulative balance of revenue received from universal life policyholders that has not yet been earned under accounting standards. It typically consists of unamortized premiums or fees that will be recognized as revenue over the life of the insurance contracts. This balance serves as a liability on the balance sheet until the service obligation is fulfilled.