Universal Life Insurance — Net amount at risk
Ameriprise Financial Universal Life Insurance — Net amount at risk decreased by 1.1% to $7.86B in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 4.3%, from $8.21B to $7.86B. Over 2 years (FY 2023 to FY 2025), Universal Life Insurance — Net amount at risk shows relatively stable performance with a -4.8% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
An increase indicates higher potential mortality risk exposure, while a decrease suggests a reduction in net insurance risk.
Detailed definition
This metric measures the difference between the death benefit payable and the current cash surrender value of the univer...
Peer comparison
Standard industry metric for life insurers, often referred to as 'Net Amount at Risk' (NAR).
amp_segment_universal_life_insurance_net_amount_at_riskHistorical Data
| Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $9.19B | $9.08B | $8.96B | $8.85B | $8.74B | $8.63B | $8.53B | $8.43B | $8.31B | $8.21B | $8.11B | $8.02B | $7.94B | $7.86B |
| QoQ Change | — | -1.2% | -1.3% | -1.3% | -1.2% | -1.3% | -1.1% | -1.2% | -1.3% | -1.2% | -1.2% | -1.2% | -0.9% | -1.1% |
| YoY Change | — | — | — | — | -4.9% | -5.0% | -4.8% | -4.7% | -4.9% | -4.8% | -4.9% | -4.8% | -4.4% | -4.3% |
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Frequently Asked Questions
- What is Ameriprise Financial's universal life insurance — net amount at risk?
- Ameriprise Financial (AMP) reported universal life insurance — net amount at risk of $7.86B in Q1 2026.
- How has Ameriprise Financial's universal life insurance — net amount at risk changed year-over-year?
- Ameriprise Financial's universal life insurance — net amount at risk decreased by 4.3% year-over-year, from $8.21B to $7.86B.
- What is the long-term trend for Ameriprise Financial's universal life insurance — net amount at risk?
- Over 2 years (2023 to 2025), Ameriprise Financial's universal life insurance — net amount at risk has grown at a -4.8% compound annual growth rate (CAGR), from $35.62B to $32.29B.
- What does universal life insurance — net amount at risk mean?
- The total death benefit exposure for the insurer after accounting for existing policyholder cash values.