Ameriprise Financial Variable Universal Life Insurance — Net amount at risk increased by 0.5% to $57.55B in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 0.3%, from $57.72B to $57.55B. Over 2 years (FY 2023 to FY 2025), Variable Universal Life Insurance — Net amount at risk shows relatively stable performance with a 0.1% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
An increase indicates higher potential mortality risk exposure, requiring higher capital reserves to support the insurance obligations.
This metric measures the difference between the total death benefit payable and the current cash surrender value of the...
Standard industry metric for life insurance companies to quantify mortality risk exposure.
amp_segment_variable_universal_life_insurance_net_amount_at_risk| Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $57.35B | $57.13B | $57.03B | $57.56B | $57.29B | $56.94B | $57.08B | $57.03B | $57.47B | $57.72B | $57.43B | $57.18B | $57.27B | $57.55B |
| QoQ Change | — | -0.4% | -0.2% | +0.9% | -0.5% | -0.6% | +0.2% | -0.1% | +0.8% | +0.4% | -0.5% | -0.4% | +0.2% | +0.5% |
| YoY Change | — | — | — | — | -0.1% | -0.3% | +0.1% | -0.9% | +0.3% | +1.4% | +0.6% | +0.3% | -0.4% | -0.3% |