Indexed Universal Life Insurance — Net amount at risk
Ameriprise Financial Indexed Universal Life Insurance — Net amount at risk decreased by 0.7% to $12.95B in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 4.0%, from $13.48B to $12.95B. Over 2 years (FY 2023 to FY 2025), Indexed Universal Life Insurance — Net amount at risk shows relatively stable performance with a -4.9% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
An increase indicates higher potential insurance risk and capital reserve requirements, while a decrease suggests a lower net exposure to mortality risk.
Detailed definition
This metric measures the difference between the total death benefit payable and the current cash surrender value of the...
Peer comparison
Standard actuarial metric for life insurers, often referred to as 'net amount at risk' or 'NAR' in statutory filings.
amp_segment_indexed_universal_life_insurance_net_amount_at_riskHistorical Data
| Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $15.04B | $14.87B | $14.71B | $14.61B | $14.41B | $14.22B | $13.97B | $13.80B | $13.59B | $13.48B | $13.33B | $13.15B | $13.04B | $12.95B |
| QoQ Change | — | -1.1% | -1.1% | -0.7% | -1.4% | -1.3% | -1.7% | -1.2% | -1.5% | -0.8% | -1.1% | -1.3% | -0.8% | -0.7% |
| YoY Change | — | — | — | — | -4.2% | -4.4% | -5.0% | -5.5% | -5.7% | -5.2% | -4.6% | -4.8% | -4.1% | -4.0% |
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Frequently Asked Questions
- What is Ameriprise Financial's indexed universal life insurance — net amount at risk?
- Ameriprise Financial (AMP) reported indexed universal life insurance — net amount at risk of $12.95B in Q1 2026.
- How has Ameriprise Financial's indexed universal life insurance — net amount at risk changed year-over-year?
- Ameriprise Financial's indexed universal life insurance — net amount at risk decreased by 4.0% year-over-year, from $13.48B to $12.95B.
- What is the long-term trend for Ameriprise Financial's indexed universal life insurance — net amount at risk?
- Over 2 years (2023 to 2025), Ameriprise Financial's indexed universal life insurance — net amount at risk has grown at a -4.9% compound annual growth rate (CAGR), from $58.60B to $53.00B.
- What does indexed universal life insurance — net amount at risk mean?
- The total death benefit liability minus the current cash value of the policies.