What does indexed universal life — net amount at risk mean?

The difference between the total death benefit payable and the current cash value of the Indexed Universal Life policies. This represents the insurer's net exposure to mortality risk, indicating the potential financial impact if claims exceed the accumulated account values.

Horace Mann Educators HMN Indexed Universal Life — Net amount at risk

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Other financials

Income statement

See full

Revenue$429.3M+3.1%

Net income$41.2M+7.9%

EPS (diluted)$1.00+8.7%

Balance sheet

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Cash & equivalents$20.9M-31.0%

Total debt$593.8M+8.5%

Total equity$1.5B+9.5%

Total assets$15.0B+4.0%

Cash flow

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Operating cash flow$61.3M-56.5%

Valuation

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Market cap$2.04B+18.8%

Enterprise value$2.61B+17.0%

P/E12.4×-2.6×

P/S1.2×+0.1×

Profitability

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Net margin9.6%+2.6pp

Returns & leverage

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Return on equity11.7%+2.8pp

Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept hmn:PolicyholderAccountBalanceNetAmountAtRiskDuringPeriod.

The official record: Horace Mann Educators’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Horace Mann Educators's indexed universal life — net amount at risk?: Horace Mann Educators (HMN) reported indexed universal life — net amount at risk of $0 in Q1 2026.
What does indexed universal life — net amount at risk mean?: The difference between the total death benefit payable and the current cash value of the Indexed Universal Life policies. This represents the insurer's net exposure to mortality risk, indicating the potential financial impact if claims exceed the accumulated account values.