Products & Services · Deferred Sale Inducement Cost
Variable Annuity — Deferred Sale Inducement Cost
Ameriprise Financial Variable Annuity — Deferred Sale Inducement Cost decreased by 2.7% to $107.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 10.1%, from $119.00M to $107.00M. Over 2 years (FY 2023 to FY 2025), Variable Annuity — Deferred Sale Inducement Cost shows a downward trend with a -10.0% CAGR.
Analysis
StatementSegment
CategoryEfficiency
SignalContext dependent
VolatilityStable
First reportedQ4 2020
Last reportedQ1 2026
Rolls up toDeferred Sale Inducement Cost
How to read this metric
An increasing balance indicates a focus on product competitiveness, while a decrease reflects the aging of the portfolio or reduced reliance on incentives.
Detailed definition
This captures the unamortized balance of costs associated with specific sales inducements offered to policyholders, such...
Peer comparison
Similar to Sales Inducement Assets (SIA) reported by peer life insurance companies.
Metric ID:
amp_segment_variable_annuity_deferred_sale_inducement_costHistorical Data
15 periods
| Q4 '21 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $166.00M | $151.00M | $147.00M | $143.00M | $139.00M | $136.00M | $133.00M | $129.00M | $126.00M | $122.00M | $119.00M | $116.00M | $113.00M | $110.00M | $107.00M |
| QoQ Change | — | -9.0% | -2.6% | -2.7% | -2.8% | -2.2% | -2.2% | -3.0% | -2.3% | -3.2% | -2.5% | -2.5% | -2.6% | -2.7% | -2.7% |
| YoY Change | — | -9.0% | — | — | — | -9.9% | -9.5% | -9.8% | -9.4% | -10.3% | -10.5% | -10.1% | -10.3% | -9.8% | -10.1% |
Range$107.00M – $166.00M
CAGR-11.8%
Avg YoY Growth-9.9%
Median YoY Growth-9.9%
Current Streak14+ quarters decline
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Frequently Asked Questions
- What is Ameriprise Financial's variable annuity — deferred sale inducement cost?
- Ameriprise Financial (AMP) reported variable annuity — deferred sale inducement cost of $107.00M in Q1 2026.
- How has Ameriprise Financial's variable annuity — deferred sale inducement cost changed year-over-year?
- Ameriprise Financial's variable annuity — deferred sale inducement cost decreased by 10.1% year-over-year, from $119.00M to $107.00M.
- What is the long-term trend for Ameriprise Financial's variable annuity — deferred sale inducement cost?
- Over 2 years (2023 to 2025), Ameriprise Financial's variable annuity — deferred sale inducement cost has grown at a -10.0% compound annual growth rate (CAGR), from $565.00M to $458.00M.
- What does variable annuity — deferred sale inducement cost mean?
- The unamortized balance of costs for special bonuses or incentives offered to annuity buyers.