Products & Services · Deferred Sale Inducement Cost
Fixed Annuity — Deferred Sale Inducement Cost
Ameriprise Financial Fixed Annuity — Deferred Sale Inducement Cost remained flat by 0.0% to $8.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 11.1%, from $9.00M to $8.00M. Over 2 years (FY 2023 to FY 2025), Fixed Annuity — Deferred Sale Inducement Cost shows a downward trend with a -20.7% CAGR.
Analysis
StatementSegment
CategoryGrowth
SignalContext dependent
VolatilityModerate
First reportedQ4 2020
Last reportedQ1 2026
Rolls up toDeferred Sale Inducement Cost
How to read this metric
An increase indicates aggressive marketing or competitive pricing to attract new annuity deposits.
Detailed definition
Costs associated with specific incentives provided to policyholders at the inception of a fixed annuity contract, such a...
Peer comparison
Similar to DAC, these are often reported as Sales Inducement Assets (SIA) by life insurance and annuity providers.
Metric ID:
amp_segment_fixed_annuity_deferred_sale_inducement_costHistorical Data
15 periods
| Q4 '21 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $19.00M | $16.00M | $15.00M | $14.00M | $13.00M | $12.00M | $11.00M | $11.00M | $10.00M | $10.00M | $9.00M | $9.00M | $8.00M | $8.00M | $8.00M |
| QoQ Change | — | -15.8% | -6.3% | -6.7% | -7.1% | -7.7% | -8.3% | +0.0% | -9.1% | +0.0% | -10.0% | +0.0% | -11.1% | +0.0% | +0.0% |
| YoY Change | — | -15.8% | — | — | — | -25.0% | -26.7% | -21.4% | -23.1% | -16.7% | -18.2% | -18.2% | -20.0% | -20.0% | -11.1% |
Range$8.00M – $19.00M
CAGR-21.9%
Avg YoY Growth-19.6%
Median YoY Growth-20.0%
Current Streak2 quarters growth
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Frequently Asked Questions
- What is Ameriprise Financial's fixed annuity — deferred sale inducement cost?
- Ameriprise Financial (AMP) reported fixed annuity — deferred sale inducement cost of $8.00M in Q1 2026.
- How has Ameriprise Financial's fixed annuity — deferred sale inducement cost changed year-over-year?
- Ameriprise Financial's fixed annuity — deferred sale inducement cost decreased by 11.1% year-over-year, from $9.00M to $8.00M.
- What is the long-term trend for Ameriprise Financial's fixed annuity — deferred sale inducement cost?
- Over 2 years (2023 to 2025), Ameriprise Financial's fixed annuity — deferred sale inducement cost has grown at a -20.7% compound annual growth rate (CAGR), from $54.00M to $34.00M.
- What does fixed annuity — deferred sale inducement cost mean?
- The unamortized balance of upfront incentives given to new annuity policyholders.