Variable Annuity — Deferred Sales Inducement Cost, Amortization Expense
Ameriprise Financial Variable Annuity — Deferred Sales Inducement Cost, Amortization Expense remained flat by 0.0% to $3.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from $3.00M to $3.00M. Over 4 years (FY 2021 to FY 2025), Variable Annuity — Deferred Sales Inducement Cost, Amortization Expense shows a downward trend with a -9.6% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
An increase in this expense relative to revenue may indicate margin compression due to the cost of product incentives.
Detailed definition
This represents the periodic charge to earnings resulting from the amortization of sales inducement costs. It reflects t...
Peer comparison
Standard amortization of sales inducement assets found in annuity-heavy financial institutions.
amp_segment_variable_annuity_deferred_sales_inducement_cost_amortization_expenseHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $4.50M | $4.50M | $4.50M | $4.00M | $4.00M | $4.00M | $4.00M | $4.00M | $4.00M | $4.00M | $3.00M | $3.00M | $4.00M | $3.00M | $4.00M | $3.00M | $3.00M | $3.00M | $3.00M | $3.00M |
| QoQ Change | — | +0.0% | +0.0% | -11.1% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | -25.0% | +0.0% | +33.3% | -25.0% | +33.3% | -25.0% | +0.0% | +0.0% | +0.0% | +0.0% |
| YoY Change | — | — | — | — | -11.1% | -11.1% | -11.1% | +0.0% | +0.0% | +0.0% | -25.0% | -25.0% | +0.0% | -25.0% | +33.3% | +0.0% | -25.0% | +0.0% | -25.0% | +0.0% |
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Frequently Asked Questions
- What is Ameriprise Financial's variable annuity — deferred sales inducement cost, amortization expense?
- Ameriprise Financial (AMP) reported variable annuity — deferred sales inducement cost, amortization expense of $3.00M in Q1 2026.
- How has Ameriprise Financial's variable annuity — deferred sales inducement cost, amortization expense changed year-over-year?
- Ameriprise Financial's variable annuity — deferred sales inducement cost, amortization expense decreased by 0.0% year-over-year, from $3.00M to $3.00M.
- What is the long-term trend for Ameriprise Financial's variable annuity — deferred sales inducement cost, amortization expense?
- Over 4 years (2021 to 2025), Ameriprise Financial's variable annuity — deferred sales inducement cost, amortization expense has grown at a -9.6% compound annual growth rate (CAGR), from $18.00M to $12.00M.
- What does variable annuity — deferred sales inducement cost, amortization expense mean?
- The expense recognized this period for sales incentives provided to annuity customers.