Products & Services · Weighted average interest accretion rate

Variable Universal Life Insurance — Weighted average interest accretion rate

Ameriprise Financial Variable Universal Life Insurance — Weighted average interest accretion rate increased by 4.4% to 7.1% in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 1.4%, from 7.2% to 7.1%. Over 2 years (FY 2023 to FY 2025), Variable Universal Life Insurance — Weighted average interest accretion rate shows relatively stable performance with a 0.0% CAGR.

Analysis

StatementSegment
CategoryEfficiency
SignalContext dependent
VolatilityStable
First reportedQ4 2022
Last reportedQ1 2026

How to read this metric

Changes in this rate reflect shifts in the interest rate environment or changes in the mix of insurance products, impacting the total reserve requirement.

Detailed definition

This is the average rate at which the company's long-duration insurance liabilities grow due to the passage of time. It...

Peer comparison

Standard actuarial assumption reported by life insurers under LDTI or similar accounting standards.

Metric ID: amp_segment_variable_universal_life_insurance_weighted_average_interest_accretion_rate

Historical Data

14 periods
 Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value7%7.1%7.1%6.8%6.9%7.1%7.1%7.1%7%7.2%7%6.9%6.8%7.1%
QoQ Change+1.4%+0.0%-4.2%+1.5%+2.9%+0.0%+0.0%-1.4%+2.9%-2.8%-1.4%-1.4%+4.4%
YoY Change-1.4%+0.0%+0.0%+4.4%+1.4%+1.4%-1.4%-2.8%-2.9%-1.4%
Range6.8%7.2%
CAGR+0.4%
Avg YoY Growth-0.3%
Median YoY Growth-0.7%

Frequently Asked Questions

What is Ameriprise Financial's variable universal life insurance — weighted average interest accretion rate?
Ameriprise Financial (AMP) reported variable universal life insurance — weighted average interest accretion rate of 7.1% in Q1 2026.
How has Ameriprise Financial's variable universal life insurance — weighted average interest accretion rate changed year-over-year?
Ameriprise Financial's variable universal life insurance — weighted average interest accretion rate decreased by 1.4% year-over-year, from 7.2% to 7.1%.
What is the long-term trend for Ameriprise Financial's variable universal life insurance — weighted average interest accretion rate?
Over 2 years (2023 to 2025), Ameriprise Financial's variable universal life insurance — weighted average interest accretion rate has grown at a 0.0% compound annual growth rate (CAGR), from 27.9% to 27.9%.
What does variable universal life insurance — weighted average interest accretion rate mean?
The average interest rate used to calculate the growth of insurance liabilities over time.