Discontinued — last reported Q3 '24
Other
Weighted average crediting rate
Analysis
StatementBalance Sheet Statement
SectionOther
CategoryProfitability
SignalContext dependent
VolatilityModerate
First reportedQ1 2022
Last reportedQ3 2024
How to read this metric
Higher rates increase the cost of funds but may attract more capital; lower rates improve margins but may reduce product attractiveness.
Detailed definition
The weighted average interest rate credited to policyholder account balances over a specific period. This rate is a key...
Peer comparison
Commonly disclosed by annuity and life insurance providers to demonstrate product pricing and interest rate sensitivity.
Metric ID:
other_policyholder_account_balance_weighted_average_cred_52960dProduct Breakdown
| Segment | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Other Life Insurance | 4% | 4% | 4% | 4% | 4% | 4% | 4% | 4% |
| Fixed Annuity | 3.7% | 3.7% | 3.7% | 3.8% | 3.8% | 3.8% | 3.8% | 3.9% |
| Variable Universal Life Insurance | 3.9% | 3.9% | 3.9% | 3.9% | 3.9% | 3.9% | 3.9% | 3.9% |
| Universal Life Insurance | 3.6% | 3.6% | 3.6% | 3.5% | 3.5% | 3.5% | 3.6% | 3.6% |
| Variable Annuity | 3.3% | 3.3% | 3.3% | 3.3% | 3.3% | 3.3% | 3.3% | 3.3% |
| Indexed Universal Life Insurance | 2.3% | 2.3% | 2.3% | 3% | 3% | 3% | 3% | 3% |
| Fixed Indexed Annuity | 2% | 2% | 2% | 2% | 2.1% | 2.1% | 2.1% | 2.1% |
| Structured Variable Annuities | 1.8% | 1.8% | 1.9% | 1.8% | 1.6% | 1.8% | 1.9% | 1.9% |
| Total | — | — | — | — | — | — | — | — |
Weighted average crediting rate at Other Companies
Frequently Asked Questions
- What does weighted average crediting rate mean?
- The average interest rate the insurance company pays to policyholders on their account balances.