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Amerisafe AMSF Policyholder Benefits And Claims Incurred Net

Policyholder Benefits And Claims Incurred Net at other companies

Employers Holdings logo
Employers HoldingsEIG
$129.1M+7.0%
Universal Insurance Holdings logo
Universal Insurance HoldingsUVE
$228.1M-9.0%
United Fire Group logo
United Fire GroupUFCS
$208.13M+9.7%
The Travelers Companies logo
The Travelers CompaniesTRV
The Hartford Financial Services Group logo
The Hartford Financial Services GroupHIG
Chubb logo
ChubbCB

Other financials

Income statement

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Revenue$80.1M+10.3%
Net income$8.1M-9.0%
EPS (diluted)$0.43-8.5%

Balance sheet

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Cash & equivalents$34.2M-23.5%
Total debt$491.0K+14.7%
Total equity$246.6M-5.5%
Total assets$1.1B-2.9%

Cash flow

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Operating cash flow-$2.7M-50.6%
CapEx$26.0K+1,200%
Free cash flow-$2.7M-51.8%

Valuation

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Market cap$595.34M-28.2%
P/E12.9×-4.6×
P/S1.8×-0.9×

Profitability

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Net margin14.3%-1.5pp
FCF margin2.5%

Returns & leverage

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Return on equity18.3%+1.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Amerisafe in its filing.

Tagged under the XBRL concept us-gaap:PolicyholderBenefitsAndClaimsIncurredNet.

The official record: Amerisafe’s 10-Q, filed April 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Amerisafe's policyholder benefits and claims incurred net?
Amerisafe (AMSF) reported policyholder benefits and claims incurred net of $46.44M in Q1 2026.
How has Amerisafe's policyholder benefits and claims incurred net changed year-over-year?
Amerisafe's policyholder benefits and claims incurred net increased by 15.6% year-over-year, from $40.16M to $46.44M.
What is the long-term trend for Amerisafe's policyholder benefits and claims incurred net?
Over 4 years (2021 to 2025), Amerisafe's policyholder benefits and claims incurred net has grown at a 1.4% compound annual growth rate (CAGR), from $160.8M to $169.94M.
What does policyholder benefits and claims incurred net mean?
This represents the total costs incurred by the insurer for claims filed by policyholders, net of any recoveries from reinsurance. It is the most significant expense category for an insurance company and directly impacts underwriting profitability. Monitoring this helps investors assess the company's claims management efficiency and the adequacy of its pricing models.