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United Fire Group UFCS Policyholder Benefits And Claims Incurred Net

Policyholder Benefits And Claims Incurred Net at other companies

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Old Republic InternationalORI
$835.5M+8.2%
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Universal Insurance HoldingsUVE
$228.1M-9.0%
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Selective Insurance GroupSIGI
$815.5M+9.3%
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The Hanover Insurance GroupTHG
$957.6M+0.2%
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The Travelers CompaniesTRV
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The Hartford Financial Services GroupHIG

Other financials

Income statement

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Revenue$369.4M+11.6%
Net income$30.1M+69.8%
EPS (diluted)$1.15+71.6%

Balance sheet

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Cash & equivalents$162.0M-11.8%
Total debt$146.3M
Total equity$950.6M+16.3%
Total assets$3.9B+10.8%

Cash flow

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Operating cash flow$56.6M+58.7%
CapEx$384.0K-84.6%
Free cash flow$56.2M+69.5%

Valuation

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Market cap$1.31B+80.0%
Enterprise value$1.29B
P/E10×-1.0×
P/S0.9×+0.4×

Profitability

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Net margin9.2%+4.0pp
FCF margin20.1%-5.4pp

Returns & leverage

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Return on equity14.8%+6.3pp
Debt / equity0.2×

Where this comes from

Reported directly by United Fire Group in its filing.

Tagged under the XBRL concept us-gaap:PolicyholderBenefitsAndClaimsIncurredNet.

The official record: United Fire Group’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is United Fire Group's policyholder benefits and claims incurred net?
United Fire Group (UFCS) reported policyholder benefits and claims incurred net of $208.13M in Q1 2026.
How has United Fire Group's policyholder benefits and claims incurred net changed year-over-year?
United Fire Group's policyholder benefits and claims incurred net increased by 9.7% year-over-year, from $189.7M to $208.13M.
What is the long-term trend for United Fire Group's policyholder benefits and claims incurred net?
Over 4 years (2021 to 2025), United Fire Group's policyholder benefits and claims incurred net has grown at a 4.1% compound annual growth rate (CAGR), from $652.16M to $764.4M.
What does policyholder benefits and claims incurred net mean?
This captures the total costs incurred from settling insurance claims and providing benefits to policyholders during the reporting period. It is the most significant expense category for an insurer and directly impacts underwriting profitability. Monitoring this metric helps assess the adequacy of pricing models and the effectiveness of risk management practices.