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Universal Insurance Holdings UVE Policyholder Benefits And Claims Incurred Net

Policyholder Benefits And Claims Incurred Net at other companies

HCI Group logo
HCI GroupHCI
$65.6M+10.6%
Employers Holdings logo
Employers HoldingsEIG
$129.1M+7.0%
United Fire Group logo
United Fire GroupUFCS
$208.13M+9.7%
Progressive logo
ProgressivePGR
W.R. Berkley logo
W.R. BerkleyWRB
American International Group logo
American International GroupAIG

Other financials

Income statement

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Revenue$393.6M-0.3%
Net income$54.3M+31.0%
EPS (diluted)$1.88+30.6%

Balance sheet

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Cash & equivalents$598.4M+49.3%
Total debt$100.3M-0.8%
Total equity$584.7M+38.4%
Total assets$2.8B+2.0%

Cash flow

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Operating cash flow$154.8M-17.1%
CapEx$1.6M+28.8%
Free cash flow$153.2M-17.4%

Valuation

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Market cap$1.14B+43.7%
Enterprise value$638.15M+25.3%
P/E5.8×-6.0×
P/S0.7×+0.2×

Profitability

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Net margin12.2%+7.9pp
FCF margin21.5%

Returns & leverage

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Return on equity38.9%+21.9pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Universal Insurance Holdings in its filing.

Tagged under the XBRL concept us-gaap:PolicyholderBenefitsAndClaimsIncurredNet.

The official record: Universal Insurance Holdings’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Universal Insurance Holdings's policyholder benefits and claims incurred net?
Universal Insurance Holdings (UVE) reported policyholder benefits and claims incurred net of $228.1M in Q1 2026.
How has Universal Insurance Holdings's policyholder benefits and claims incurred net changed year-over-year?
Universal Insurance Holdings's policyholder benefits and claims incurred net decreased by 9.0% year-over-year, from $250.56M to $228.1M.
What is the long-term trend for Universal Insurance Holdings's policyholder benefits and claims incurred net?
Over 4 years (2021 to 2025), Universal Insurance Holdings's policyholder benefits and claims incurred net has grown at a 6.1% compound annual growth rate (CAGR), from $779.21M to $985.88M.
What does policyholder benefits and claims incurred net mean?
The total cost incurred for settling insurance claims and the associated expenses for managing those claims. This is the primary expense driver for an insurer and serves as a key indicator of underwriting discipline and risk management effectiveness.