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Employers Holdings EIG Policyholder Benefits And Claims Incurred Net

Policyholder Benefits And Claims Incurred Net at other companies

Universal Insurance Holdings logo
Universal Insurance HoldingsUVE
$228.1M-9.0%
United Fire Group logo
United Fire GroupUFCS
$208.13M+9.7%
HCI Group logo
HCI GroupHCI
$65.6M+10.6%
The Travelers Companies logo
The Travelers CompaniesTRV
The Hartford Financial Services Group logo
The Hartford Financial Services GroupHIG
Chubb logo
ChubbCB

Other financials

Income statement

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Revenue$207.6M+2.5%
Net income$10.2M-20.3%
EPS (diluted)$0.520.0%

Balance sheet

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Cash & equivalents$153.1M+52.5%
Total debt$128.8M+3,289%
Total equity$866.5M-19.4%
Total assets$3.4B-3.4%

Cash flow

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Operating cash flow$2.2M-84.9%
CapEx$900.0K+80.0%
Free cash flow$1.3M-90.8%

Valuation

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Market cap$890.44M-20.4%
Enterprise value$866.14M-15.3%
P/E20.1×+9.1×
P/S-0.3×

Profitability

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Net margin6.9%-8.4pp
FCF margin3.8%-6.8pp

Returns & leverage

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Return on equity5.9%
Debt / equity0.1×+0.1×

Where this comes from

Reported directly by Employers Holdings in its filing.

Tagged under the XBRL concept us-gaap:PolicyholderBenefitsAndClaimsIncurredNet.

The official record: Employers Holdings’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Employers Holdings's policyholder benefits and claims incurred net?
Employers Holdings (EIG) reported policyholder benefits and claims incurred net of $129.1M in Q1 2026.
How has Employers Holdings's policyholder benefits and claims incurred net changed year-over-year?
Employers Holdings's policyholder benefits and claims incurred net increased by 7.0% year-over-year, from $120.7M to $129.1M.
What is the long-term trend for Employers Holdings's policyholder benefits and claims incurred net?
Over 4 years (2021 to 2025), Employers Holdings's policyholder benefits and claims incurred net has grown at a 16.6% compound annual growth rate (CAGR), from $315.2M to $581.8M.
What does policyholder benefits and claims incurred net mean?
The total net cost of claims and associated loss adjustment expenses incurred during the reporting period, after accounting for reinsurance recoveries. This is the primary expense driver for insurance companies and directly impacts the underwriting margin. Monitoring this metric is essential for assessing the adequacy of premium pricing and the effectiveness of claims management processes.