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Arrow Financial AROW FDIC assessments

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Other financials

Income statement

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Revenue$35.0M+7.1%
Net income$13.5M+114%
EPS (diluted)$0.82+116%

Balance sheet

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Total debt$14.1M+41.0%
Total equity$440.1M+8.8%
Total assets$4.5B+1.6%

Cash flow

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Operating cash flow$15.2M+51.4%
CapEx$1.3M+2.2%
Free cash flow$13.9M+58.5%

Valuation

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Market cap$663.47M+60.5%
P/E13×-1.6×
P/S4.9×+1.5×

Profitability

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Net margin23.4%-3.6pp
FCF margin27.8%-4.0pp

Returns & leverage

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Return on equity12.1%+4.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Arrow Financial in its filing.

Tagged under the XBRL concept us-gaap:FederalDepositInsuranceCorporationPremiumExpense.

The official record: Arrow Financial’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Arrow Financial's FDIC assessments?
Arrow Financial (AROW) reported FDIC assessments of $585K in Q1 2026.
How has Arrow Financial's FDIC assessments changed year-over-year?
Arrow Financial's FDIC assessments decreased by 12.7% year-over-year, from $670K to $585K.
What is the long-term trend for Arrow Financial's FDIC assessments?
Over 4 years (2021 to 2025), Arrow Financial's FDIC assessments has grown at a 24.7% compound annual growth rate (CAGR), from $1.04M to $2.52M.
What does FDIC assessments mean?
This metric represents the mandatory insurance premiums paid by a financial institution to the Federal Deposit Insurance Corporation to protect depositor funds. It serves as a regulatory cost of doing business that fluctuates based on the institution's risk profile and total insured deposit base. Monitoring this expense helps investors understand the regulatory burden and the underlying risk assessment of the bank's deposit portfolio.