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AMES National ATLO Time Deposits Less Than Fdic Insurance Limit

Time Deposits Less Than Fdic Insurance Limit at other companies

Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$41.44B+39.6%
International Bancshares logo
International BancsharesIBOC
$1.7B+13.9%
State Street logo
State StreetSTT
$2.67B-53.7%
BK
BKBK
$2.2B+4.8%
GBC
Glacier BancorpGBCI
$1.62B+27.6%
Auburn National Bancorporation logo
Auburn National BancorporationAUBN
$79.3M-9.6%

Other financials

Income statement

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Revenue$16.7M+21.9%
Net income$6.0M+25.3%
EPS (diluted)$0.66

Balance sheet

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Cash & equivalents$126.8M+25.2%
Total equity$207.9M+19.0%
Total assets$2.1B0.0%

Cash flow

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Operating cash flow$8.4M+17.5%
CapEx$405.0K+108%
Free cash flow$8.0M+14.9%

Valuation

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Market cap$262.26M+66.5%
P/E13×+2.2×
P/S3.9×+0.5×

Profitability

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Net margin28.5%+9.8pp
FCF margin31%+5.4pp

Returns & leverage

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Return on equity9.9%+3.9pp
Debt / equity0.1×

Where this comes from

Reported directly by AMES National in its filing.

Tagged under the XBRL concept atlo:TimeDepositsLessThanFdicInsuranceLimit.

The official record: AMES National’s 10-K, filed March 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is AMES National's time deposits less than fdic insurance limit?
AMES National (ATLO) reported time deposits less than fdic insurance limit of $241.51M in Q4 2025.
How has AMES National's time deposits less than fdic insurance limit changed year-over-year?
AMES National's time deposits less than fdic insurance limit decreased by 0.6% year-over-year, from $242.86M to $241.51M.
What is the long-term trend for AMES National's time deposits less than fdic insurance limit?
Over 5 years (2020 to 2025), AMES National's time deposits less than fdic insurance limit has grown at a 4.2% compound annual growth rate (CAGR), from $196.91M to $241.51M.
What does time deposits less than fdic insurance limit mean?
This metric tracks the portion of time deposits that fall within the standard FDIC insurance coverage limit per depositor. These deposits are considered highly stable and less prone to rapid withdrawal during periods of market stress due to the protection provided by federal insurance. A high concentration of these deposits indicates a lower risk profile regarding deposit flight.