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Axos Financial AX Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
$238.9M+31.0%
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TFS FinancialTFSL
$77.81M+10.3%
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$223.4M+4.1%
International Bancshares logo
International BancsharesIBOC
$162.6M+3.0%
Ally Financial logo
Ally FinancialALLY
Flagstar Bank
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Flagstar Bank FLG

Other financials

Income statement

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Revenue$392.2M+27.0%
Net income$124.7M+18.5%
EPS (diluted)$2.15+18.8%

Balance sheet

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Cash & equivalents$1.4B-40.1%
Total debt$371.8M-5.1%
Total equity$3.1B+17.7%
Total assets$29.2B+22.0%

Cash flow

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Operating cash flow$42.0M-43.0%
CapEx$143.3M+1,575%
Free cash flow$85.4M-45.4%

Valuation

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Market cap$5.01B+30.9%

Profitability

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Net margin33.5%-1.3pp
FCF margin31.5%+3.2pp

Returns & leverage

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Return on equity16.8%-1.0pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Axos Financial in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: Axos Financial’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Axos Financial's net interest income (after provisions)?
Axos Financial (AX) reported net interest income (after provisions) of $265.26M in Q1 2026.
How has Axos Financial's net interest income (after provisions) changed year-over-year?
Axos Financial's net interest income (after provisions) increased by 1.6% year-over-year, from $260.96M to $265.26M.
What is the long-term trend for Axos Financial's net interest income (after provisions)?
Over 4 years (2021 to 2025), Axos Financial's net interest income (after provisions) has grown at a 20.1% compound annual growth rate (CAGR), from $514.99M to $1.07B.
What does net interest income (after provisions) mean?
Represents net interest income adjusted for the provision for credit losses, which accounts for expected future loan defaults. This metric provides a more accurate view of the bank's true earnings potential after accounting for the inherent risk in its loan portfolio. It is a vital measure of the quality and sustainability of the bank's core lending business.