USCS — Noninterest Expense
Business Segments · Noninterest ExpenseAmerican Express USCS — Noninterest Expense remained flat by 0.0% to $6.26B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 13.7%, from $5.51B to $6.26B. Over 3 years (FY 2022 to FY 2025), USCS — Noninterest Expense shows an upward trend with a 12.7% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityStable
First reportedQ1 2022
Last reportedQ4 2025
How to read this metric
Lower noninterest expense relative to revenue indicates higher operational leverage and better profitability.
Detailed definition
This is the aggregate of all operating costs excluding interest expense, including marketing, rewards, and personnel exp...
Peer comparison
Comparable to 'Non-Interest Expense' reported by banks and financial services companies.
Metric ID:
axp_segment_uscs_noninterest_expenseHistorical Data
4 years
| FY'22 | FY'23 | FY'24 | FY'25 | |
|---|---|---|---|---|
| Value | $17.49B | $19.83B | $22.02B | $25.04B |
| YoY Change | — | +13.3% | +11.1% | +13.7% |
Range$17.49B – $25.04B
CAGR+12.7%
Avg YoY Growth+12.7%
Median YoY Growth+13.3%
Current Streak3+ years growth
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Frequently Asked Questions
- What is American Express's uscs — noninterest expense?
- American Express (AXP) reported uscs — noninterest expense of $6.26B in Q4 2025.
- How has American Express's uscs — noninterest expense changed year-over-year?
- American Express's uscs — noninterest expense increased by 13.7% year-over-year, from $5.51B to $6.26B.
- What is the long-term trend for American Express's uscs — noninterest expense?
- Over 3 years (2022 to 2025), American Express's uscs — noninterest expense has grown at a 12.7% compound annual growth rate (CAGR), from $17.49B to $25.04B.
- What does uscs — noninterest expense mean?
- The total cost to run the segment's business, excluding interest payments on debt.