Financing
Net change in deposits
Bank of America Net change in deposits increased by 103.7% to $2.13B in Q4 2025 compared to the prior quarter. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
StatementCash Flow Statement
SectionFinancing
CategoryLiquidity
SignalHigher is better
VolatilityModerate
First reportedQ1 2013
Last reportedQ4 2025
How to read this metric
An increase indicates strong funding growth and customer retention, while a decrease may signal liquidity pressure or competitive outflows.
Detailed definition
This metric measures the net increase or decrease in customer deposits held by the institution. Deposits serve as a crit...
Peer comparison
Essential for banks and credit card issuers with banking charters.
Metric ID:
cf_net_change_in_depositsHistorical Data
15 periods
| Q2 '21 | Q3 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $14.34B | -$6.36B | $22.36B | -$10.38B | $11.32B | $118.75B | -$25.75B | $12.08B | $45.77B | $38.45B | $29.85B | $44.31B | $27.38B | -$56.87B | $2.13B |
| QoQ Change | — | -144.3% | +451.6% | -146.4% | +209.1% | +949.0% | -121.7% | +146.9% | +279.0% | -16.0% | -22.4% | +48.4% | -38.2% | -307.7% | +103.7% |
| YoY Change | — | — | — | -172.4% | +278.0% | +431.2% | -148.1% | +6.7% | -61.5% | +249.3% | +147.2% | -3.2% | -28.8% | -290.5% | — |
Range-$56.87B – $118.75B
CAGR-42.0%
Avg YoY Growth+37.1%
Median YoY Growth-3.2%
Net change in deposits at Other Companies
Frequently Asked Questions
- What is Bank of America's net change in deposits?
- Bank of America (BAC) reported net change in deposits of $2.13B in Q4 2025.
- What does net change in deposits mean?
- The net change in the amount of money customers have deposited with the bank.