Financing
Net change in deposits
Goldman Sachs Group Net change in deposits decreased by 55.5% to $10.95B in Q4 2025 compared to the prior quarter. Over 2 years (FY 2021 to FY 2025), Net change in deposits shows a downward trend with a -22.1% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
StatementCash Flow Statement
SectionFinancing
CategoryLiquidity
SignalHigher is better
VolatilityModerate
First reportedQ1 2013
Last reportedQ4 2025
How to read this metric
An increase indicates strong funding growth and customer retention, while a decrease may signal liquidity pressure or competitive outflows.
Detailed definition
This metric measures the net increase or decrease in customer deposits held by the institution. Deposits serve as a crit...
Peer comparison
Essential for banks and credit card issuers with banking charters.
Metric ID:
cf_net_change_in_depositsHistorical Data
17 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $19.81B | $28.28B | $28.93B | $24.61B | $8.20B | $6.37B | -$11.44B | $22.42B | $4.90B | $23.85B | $12.15B | -$7.47B | $10.48B | $36.33B | -$9.09B | $24.59B | $10.95B |
| QoQ Change | — | +42.7% | +2.3% | -14.9% | -66.7% | -22.3% | -279.7% | +295.9% | -78.2% | +387.2% | -49.1% | -161.5% | +240.2% | +246.7% | -125.0% | +370.6% | -55.5% |
| YoY Change | — | — | — | — | -58.6% | -77.5% | -146.5% | +173.4% | -23.1% | — | +206.2% | -133.3% | +114.1% | +199.1% | -21.6% | +134.6% | — |
Range-$11.44B – $36.33B
CAGR-13.8%
Avg YoY Growth+33.3%
Median YoY Growth-21.6%
Net change in deposits at Other Companies
Frequently Asked Questions
- What is Goldman Sachs Group's net change in deposits?
- Goldman Sachs Group (GS) reported net change in deposits of $10.95B in Q4 2025.
- What is the long-term trend for Goldman Sachs Group's net change in deposits?
- Over 2 years (2021 to 2025), Goldman Sachs Group's net change in deposits has grown at a -22.1% compound annual growth rate (CAGR), from $103.54B to $62.78B.
- What does net change in deposits mean?
- The net change in the amount of money customers have deposited with the bank.