Financing
Net change in deposits
Citigroup Net change in deposits increased by 23.6% to $32.39B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 226.8%, from -$25.54B to $32.39B. Over 2 years (FY 2022 to FY 2025), Net change in deposits shows an upward trend with a 42.0% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
StatementCash Flow Statement
SectionFinancing
CategoryLiquidity
SignalHigher is better
VolatilityModerate
First reportedQ1 2013
Last reportedQ4 2025
How to read this metric
An increase indicates strong funding growth and customer retention, while a decrease may signal liquidity pressure or competitive outflows.
Detailed definition
This metric measures the net increase or decrease in customer deposits held by the institution. Deposits serve as a crit...
Peer comparison
Essential for banks and credit card issuers with banking charters.
Metric ID:
cf_net_change_in_depositsHistorical Data
17 periods
| Q2 '21 | Q3 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $9.31B | $44.16B | $34.82B | -$9.46B | -$16.41B | $59.47B | -$35.50B | -$10.59B | -$46.36B | -$1.52B | -$29.03B | $31.86B | -$25.54B | $31.95B | $47.41B | $26.20B | $32.39B |
| QoQ Change | — | +374.5% | -21.2% | -127.2% | -73.6% | +462.3% | -159.7% | +70.2% | -337.7% | +96.7% | <-999% | +209.8% | -180.2% | +225.1% | +48.4% | -44.7% | +23.6% |
| YoY Change | — | — | — | -201.6% | -137.2% | — | -202.0% | -12.0% | -182.5% | +95.7% | -174.0% | +168.7% | — | >999% | +263.3% | -17.8% | +226.8% |
Range-$46.36B – $59.47B
CAGR+36.6%
Avg YoY Growth+169.4%
Median YoY Growth-14.9%
Net change in deposits at Other Companies
Frequently Asked Questions
- What is Citigroup's net change in deposits?
- Citigroup (C) reported net change in deposits of $32.39B in Q4 2025.
- How has Citigroup's net change in deposits changed year-over-year?
- Citigroup's net change in deposits increased by 226.8% year-over-year, from -$25.54B to $32.39B.
- What is the long-term trend for Citigroup's net change in deposits?
- Over 2 years (2022 to 2025), Citigroup's net change in deposits has grown at a 42.0% compound annual growth rate (CAGR), from $68.42B to $137.95B.
- What does net change in deposits mean?
- The net change in the amount of money customers have deposited with the bank.