Discontinued — last reported Q4 '22
Off-Balance Sheet Commitments (Contractual)
OtherBank of America Off-Balance Sheet Commitments (Contractual) increased by 1.6% to $1.15T in Q3 2025 compared to the prior quarter. Year-over-year, this metric grew by 4.6%, from $1.10T to $1.15T. Over 4 years (FY 2020 to FY 2024), Off-Balance Sheet Commitments (Contractual) shows an upward trend with a 5.1% CAGR.
Analysis
StatementBalance Sheet Statement
SectionOther
CategoryRisk
SignalContext dependent
VolatilityModerate
First reportedQ4 2014
Last reportedQ4 2022
How to read this metric
High levels indicate strong customer demand and potential future loan growth, but also represent increased liquidity and credit risk exposure.
Detailed definition
This metric measures the total contractual amount of lending commitments, such as lines of credit and letters of credit,...
Peer comparison
Standard disclosure for all major banks; peers report this in the commitments and contingencies section.
Metric ID:
off_balance_sheet_commitments_contractualHistorical Data
18 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $951.89B | $977.56B | $979.82B | $1.00T | $1.02T | $1.01T | $1.01T | $1.02T | $1.04T | $1.05T | $1.05T | $1.07T | $1.07T | $1.10T | $1.10T | $1.11T | $1.13T | $1.15T |
| QoQ Change | — | +2.7% | +0.2% | +2.6% | +1.8% | -1.6% | +0.4% | +1.3% | +1.5% | +1.3% | +0.2% | +1.4% | +0.4% | +2.3% | +0.2% | +1.1% | +1.7% | +1.6% |
| YoY Change | — | — | — | — | +7.4% | +3.0% | +3.2% | +1.9% | +1.6% | +4.6% | +4.3% | +4.5% | +3.3% | +4.4% | +4.4% | +4.0% | +5.4% | +4.6% |
Range$951.89B – $1.15T
CAGR+4.5%
Avg YoY Growth+4.0%
Median YoY Growth+4.3%
Current Streak12 quarters growth
Off-Balance Sheet Commitments (Contractual) at Other Companies
Frequently Asked Questions
- What is Bank of America's off-balance sheet commitments (contractual)?
- Bank of America (BAC) reported off-balance sheet commitments (contractual) of $1.15T in Q3 2025.
- How has Bank of America's off-balance sheet commitments (contractual) changed year-over-year?
- Bank of America's off-balance sheet commitments (contractual) increased by 4.6% year-over-year, from $1.10T to $1.15T.
- What is the long-term trend for Bank of America's off-balance sheet commitments (contractual)?
- Over 4 years (2020 to 2024), Bank of America's off-balance sheet commitments (contractual) has grown at a 5.1% compound annual growth rate (CAGR), from $900.97B to $1.10T.
- What does off-balance sheet commitments (contractual) mean?
- The total amount of money the bank has promised to lend to customers if they request it.