Discontinued — last reported Q4 '22
Off-Balance Sheet Commitments (Contractual)
OtherCitigroup Off-Balance Sheet Commitments (Contractual) decreased by 0.2% to $1.10T in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 6.4%, from $1.03T to $1.10T. Over 5 years (FY 2020 to FY 2025), Off-Balance Sheet Commitments (Contractual) shows relatively stable performance with a 0.5% CAGR.
Analysis
StatementBalance Sheet Statement
SectionOther
CategoryRisk
SignalContext dependent
VolatilityModerate
First reportedQ4 2014
Last reportedQ4 2022
How to read this metric
High levels indicate strong customer demand and potential future loan growth, but also represent increased liquidity and credit risk exposure.
Detailed definition
This metric measures the total contractual amount of lending commitments, such as lines of credit and letters of credit,...
Peer comparison
Standard disclosure for all major banks; peers report this in the commitments and contingencies section.
Metric ID:
off_balance_sheet_commitments_contractualHistorical Data
19 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $1.08T | $1.08T | $1.06T | $1.07T | $1.05T | $1.02T | $1.02T | $1.02T | $1.03T | $1.03T | $1.02T | $1.03T | $1.03T | $1.05T | $1.03T | $1.04T | $1.05T | $1.10T | $1.10T |
| QoQ Change | — | -0.4% | -1.6% | +0.5% | -1.8% | -3.0% | -0.2% | +0.1% | +1.4% | -0.4% | -0.5% | +1.0% | -0.1% | +1.8% | -1.7% | +0.7% | +0.7% | +5.2% | -0.2% |
| YoY Change | — | — | — | — | -3.2% | -5.7% | -4.4% | -4.9% | -1.8% | +0.9% | +0.6% | +1.6% | +0.0% | +2.2% | +0.9% | +0.6% | +1.5% | +4.8% | +6.4% |
Range$1.02T – $1.10T
CAGR+0.3%
Avg YoY Growth-0.0%
Median YoY Growth+0.6%
Off-Balance Sheet Commitments (Contractual) at Other Companies
Frequently Asked Questions
- What is Citigroup's off-balance sheet commitments (contractual)?
- Citigroup (C) reported off-balance sheet commitments (contractual) of $1.10T in Q4 2025.
- How has Citigroup's off-balance sheet commitments (contractual) changed year-over-year?
- Citigroup's off-balance sheet commitments (contractual) increased by 6.4% year-over-year, from $1.03T to $1.10T.
- What is the long-term trend for Citigroup's off-balance sheet commitments (contractual)?
- Over 5 years (2020 to 2025), Citigroup's off-balance sheet commitments (contractual) has grown at a 0.5% compound annual growth rate (CAGR), from $1.07T to $1.10T.
- What does off-balance sheet commitments (contractual) mean?
- The total amount of money the bank has promised to lend to customers if they request it.