Discontinued — last reported Q4 '22

Off-Balance Sheet Commitments (Contractual)

Other

Wells Fargo & Company Off-Balance Sheet Commitments (Contractual) decreased by 4.0% to $3.08B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 53.8%, from $2.00B to $3.08B. Over 5 years (FY 2020 to FY 2025), Off-Balance Sheet Commitments (Contractual) shows a downward trend with a -23.8% CAGR.

Analysis

StatementBalance Sheet Statement
SectionOther
CategoryRisk
SignalContext dependent
VolatilityModerate
First reportedQ4 2014
Last reportedQ4 2022

How to read this metric

High levels indicate strong customer demand and potential future loan growth, but also represent increased liquidity and credit risk exposure.

Detailed definition

This metric measures the total contractual amount of lending commitments, such as lines of credit and letters of credit,...

Peer comparison

Standard disclosure for all major banks; peers report this in the commitments and contingencies section.

Metric ID: off_balance_sheet_commitments_contractual

Historical Data

19 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25
Value$12.90B$10.80B$11.00B$13.20B$10.40B$11.90B$1.60B$2.50B$2.40B$3.80B$746.00M$1.90B$1.70B$253.00M$2.00B$2.80B$2.00B$3.20B$3.08B
QoQ Change-16.3%+1.9%+20.0%-21.2%+14.4%-86.6%+56.3%-4.0%+58.3%-80.4%+154.7%-10.5%-85.1%+690.5%+40.0%-28.6%+60.2%-4.0%
YoY Change-19.4%+10.2%-85.5%-81.1%-76.9%-68.1%-53.4%-24.0%-29.2%-93.3%+168.1%+47.4%+17.6%>999%+53.8%
Range$253.00M$13.20B
CAGR-27.3%
Avg YoY Growth+62.2%
Median YoY Growth-24.0%

Frequently Asked Questions

What is Wells Fargo & Company's off-balance sheet commitments (contractual)?
Wells Fargo & Company (WFC) reported off-balance sheet commitments (contractual) of $3.08B in Q4 2025.
How has Wells Fargo & Company's off-balance sheet commitments (contractual) changed year-over-year?
Wells Fargo & Company's off-balance sheet commitments (contractual) increased by 53.8% year-over-year, from $2.00B to $3.08B.
What is the long-term trend for Wells Fargo & Company's off-balance sheet commitments (contractual)?
Over 5 years (2020 to 2025), Wells Fargo & Company's off-balance sheet commitments (contractual) has grown at a -23.8% compound annual growth rate (CAGR), from $12.00B to $3.08B.
What does off-balance sheet commitments (contractual) mean?
The total amount of money the bank has promised to lend to customers if they request it.

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