Other

Expire After Five Years

Bank of America Expire After Five Years decreased by 2.3% to $46.70B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 11.9%, from $41.74B to $46.70B. Over 5 years (FY 2020 to FY 2025), Expire After Five Years shows relatively stable performance with a -0.3% CAGR.

Analysis

StatementBalance Sheet Statement
SectionOther
CategoryRisk
SignalContext dependent
VolatilityStable
First reportedQ4 2014
Last reportedQ1 2026May 1, 2026

How to read this metric

An increase signals a long-term strategic focus on deep client relationships, whereas a decrease may indicate a reduction in long-term credit risk exposure.

Detailed definition

This metric measures the notional amount of credit commitments that extend beyond five years. It highlights the bank's l...

Peer comparison

Used by global banks to disclose the tail-end risk of their credit commitment portfolios.

Metric ID: other_credit_extension_commitments_notional_amount_expir_9c5823

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$54.10B$57.75B$52.66B$49.23B$51.30B$43.95B$37.60B$40.19B$38.45B$38.06B$39.08B$42.38B$41.46B$40.62B$41.70B$41.74B$41.69B$44.11B$47.81B$46.70B
QoQ Change+6.8%-8.8%-6.5%+4.2%-14.3%-14.5%+6.9%-4.3%-1.0%+2.7%+8.5%-2.2%-2.0%+2.7%+0.1%-0.1%+5.8%+8.4%-2.3%
YoY Change-5.2%-23.9%-28.6%-18.4%-25.0%-13.4%+3.9%+5.4%+7.8%+6.7%+6.7%-1.5%+0.6%+8.6%+14.6%+11.9%
Range$37.60B$57.75B
CAGR-3.0%
Avg YoY Growth-3.1%
Median YoY Growth+2.2%

Frequently Asked Questions

What is Bank of America's expire after five years?
Bank of America (BAC) reported expire after five years of $46.70B in Q1 2026.
How has Bank of America's expire after five years changed year-over-year?
Bank of America's expire after five years increased by 11.9% year-over-year, from $41.74B to $46.70B.
What is the long-term trend for Bank of America's expire after five years?
Over 5 years (2020 to 2025), Bank of America's expire after five years has grown at a -0.3% compound annual growth rate (CAGR), from $48.49B to $47.81B.
What does expire after five years mean?
The total value of credit commitments that will expire in more than five years.