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California BanCorp BCAL Q1 2025 Annual earnings

Reported April 24, 2025 · Before market open

Revenue$59.4MBeat by $14.7M
EPS$0.52Beat by $0.14
Revenue estimate$44.7M
EPS estimate$0.38

Next report

Oct 27, 2026 (in a month)
Revenue estimate$46.1M
EPS estimate$0.44

Financials

Q1 2025

Income statement

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Revenue$44.8M+105%
Net income$16.9M+241%
EPS (diluted)$0.52+100%

Balance sheet

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Cash & equivalents$439.2M+408%
Total debt$87.5M+55.2%
Total equity$531.4M+81.7%
Total assets$4.0B+74.0%

Cash flow

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Operating cash flow$7.0M-13.3%
CapEx$105.0K+18.0%
Free cash flow$6.9M-13.6%

Valuation & ratios

Valuation

as of 03/31/25
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Market cap$462.37M+70.0%
Enterprise value$110.58M-54.3%
P/E26.6×+14.6×
P/S3.1×+0.1×

Profitability

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Net margin11.5%-12.8pp
FCF margin32.3%—

Returns & leverage

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Return on equity4.2%-3.9pp
Debt / equity0.2×0.0×

Segments

By product

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Service charges and fees on deposit accounts$776.0K+114%
Interchange and ATM income$410.0K+152%

FAQ

When did California BanCorp report Q1 2025 earnings?
California BanCorp (BCAL) reported Q1 2025 earnings on April 24, 2025 before market open.
What were California BanCorp's Q1 2025 revenue and EPS?
California BanCorp reported revenue of $59.4M and eps of $0.52 for Q1 2025.
Did California BanCorp beat estimates in Q1 2025?
Revenue beat the consensus estimate of $44.7M by $14.7M. EPS beat the consensus estimate of $0.38 by $0.14.
How did California BanCorp's Q1 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 171.1% from $21.9M a year earlier and eps grew 100.0% from $0.26.
Where can I find California BanCorp's Q1 2025 SEC filings?
You can read the 8-K earnings release (0001641172-25-005945) and the 10-K periodic report (0001628280-25-015957) directly on SEC EDGAR. The filing index links above go to sec.gov.