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Time deposits at other companies

Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$41.44B+39.6%
RBB Bancorp logo
RBB BancorpRBB
$773.55M-13.4%
Independent Bank Corporation logo
Independent Bank CorporationIBCP
$657.04M+3.4%
Five Star Bancorp logo
Five Star BancorpFSBC
$100K-97.5%
Equity Bancshares logo
Equity BancsharesEQBK
$1.52B+80.8%
JPMorgan Chase logo
JPMorgan ChaseJPM

Other financials

Income statement

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Revenue$44.2M-1.3%
Net income$13.8M-18.2%
EPS (diluted)$0.42-19.2%

Balance sheet

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Cash & equivalents$411.1M-6.4%
Total debt$53.4M-38.9%
Total equity$577.8M+8.7%
Total assets$4.0B+1.6%

Cash flow

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Operating cash flow$8.5M+22.2%
CapEx$236.0K+125%
Free cash flow$8.3M+20.7%

Valuation

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Market cap$663.56M+40.9%
Enterprise value$305.83M+157%
P/E11.1×-16.1×
P/S3.7×+0.6×

Profitability

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Net margin33.4%+21.9pp
FCF margin32.5%+0.2pp

Returns & leverage

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Return on equity10.8%+6.6pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by California BanCorp in its filing.

Tagged under the XBRL concept us-gaap:TimeDeposits.

The official record: California BanCorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is California BanCorp's time deposits?
California BanCorp (BCAL) reported time deposits of $105.92M in Q1 2026.
How has California BanCorp's time deposits changed year-over-year?
California BanCorp's time deposits decreased by 41.9% year-over-year, from $182.39M to $105.92M.
What is the long-term trend for California BanCorp's time deposits?
Over 3 years (2022 to 2025), California BanCorp's time deposits has grown at a -0.4% compound annual growth rate (CAGR), from $129.78M to $128.25M.
What does time deposits mean?
These are interest-bearing deposits with a specified maturity date, such as certificates of deposit, which generally offer higher yields to depositors. They provide the bank with predictable, longer-term funding but at a higher cost compared to demand deposits. Managing the mix of time deposits is essential for optimizing interest expense and asset-liability matching.