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California BanCorp BCAL Accretion Of Discounts, Investments And Amortization Of Deferred Loan Origination Fees, Net

Accretion Of Discounts, Investments And Amortization Of Deferred Loan Origination Fees, Net at other companies

OceanFirst Financial logo
OceanFirst FinancialOCFC
$1.76M-28.2%
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
-$14.87M-55.6%
Civista Bancshares logo
Civista BancsharesCIVB
$672K+131%
CVB Financial logo
CVB FinancialCVBF
$569K-15.6%
Popular logo
PopularBPOP
$57.48M-16.5%
TPG RE Finance Trust, Inc. logo
TPG RE Finance Trust, Inc.TRTX
$1.85M+118%

Other financials

Income statement

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Revenue$44.2M-1.3%
Net income$13.8M-18.2%
EPS (diluted)$0.42-19.2%

Balance sheet

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Cash & equivalents$411.1M-6.4%
Total debt$53.4M-38.9%
Total equity$577.8M+8.7%
Total assets$4.0B+1.6%

Cash flow

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Operating cash flow$8.5M+22.2%
CapEx$236.0K+125%
Free cash flow$8.3M+20.7%

Valuation

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Market cap$663.56M+40.9%
Enterprise value$305.83M+157%
P/E11.1×-16.1×
P/S3.7×+0.6×

Profitability

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Net margin33.4%+21.9pp
FCF margin32.5%+0.2pp

Returns & leverage

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Return on equity10.8%+6.6pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by California BanCorp in its filing.

Tagged under the XBRL concept bcal:AccretionOfDiscountsInvestmentsAndAmortizationOfDeferredLoanOriginationFeesNet.

The official record: California BanCorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is California BanCorp's accretion of discounts, investments and amortization of deferred loan origination fees, net?
California BanCorp (BCAL) reported accretion of discounts, investments and amortization of deferred loan origination fees, net of $3.93M in Q1 2026.
How has California BanCorp's accretion of discounts, investments and amortization of deferred loan origination fees, net changed year-over-year?
California BanCorp's accretion of discounts, investments and amortization of deferred loan origination fees, net decreased by 35.7% year-over-year, from $6.12M to $3.93M.
What is the long-term trend for California BanCorp's accretion of discounts, investments and amortization of deferred loan origination fees, net?
Over 3 years (2022 to 2025), California BanCorp's accretion of discounts, investments and amortization of deferred loan origination fees, net has grown at a 77.7% compound annual growth rate (CAGR), from $3.79M to $21.27M.
What does accretion of discounts, investments and amortization of deferred loan origination fees, net mean?
This represents the net impact of non-cash adjustments related to the accretion of discounts on investment securities and the amortization of deferred loan origination fees. It reflects the gradual recognition of income or expense over the life of financial instruments, impacting the bank's reported net income without immediate cash flow implications. Investors monitor this to understand the non-cash components of interest-related revenue and expense recognition.