California BanCorp BCAL Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 33.4%+21.9pp | 35%+30.7pp | 35.3%+41.9pp | 18.1%+0.3pp | 11.5%-12.8pp | |
| Free cash flow margin | 32.5%+0.2pp | 31.6%-7.3pp | 33.2%— | 35.8%— | 32.3%— | |
| Returns | ||||||
| Return on equity | 10.8%+6.6pp | 11.6%+10.2pp | 11.9%+13.7pp | 7.4%+1.8pp | 4.2%-3.9pp | |
| Return on assets | 1.5%+0.9pp | 1.6%+1.4pp | 1.5%+1.7pp | 1%+0.3pp | 0.6%-0.4pp | |
| Efficiency | ||||||
| Asset turnover | 0×0.0× | 0×0.0× | 0×0.0× | 0.1×0.0× | 0×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 0.1×-0.1× | 0.1×-0.1× | 0.1×-0.1× | 0.1×-0.1× | 0.2×0.0× | |
| Debt-to-assets | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Valuation | ||||||
| Market capitalization | $663.56M+40.9% | $603.46M+13.4% | $542.39M+32.4% | $496.57M+98.9% | $462.37M+70.0% | |
| Enterprise value | $305.83M+157% | $256.32M+10.5% | $35.77M+131% | $136.03M-31.6% | $110.58M-54.3% | |
| Price / earnings | 11.1×-16.1× | 9.6×-88.4× | 8.6×— | 15.9×+0.4× | 26.6×+14.6× | |
| Price / sales | 3.7×+0.6× | 3.3×-0.8× | 3×-0.9× | 2.9×+0.1× | 3.1×+0.1× | |
| Price / book | 1.1×+0.3× | 1×0.0× | 1×+0.1× | 0.9×+0.1× | 0.9×-0.1× | |
| EV / sales | 1.7×+0.9× | 1.4×-0.4× | 0.2×+1.3× | 0.8×-1.4× | 0.7×-1.9× | |
| Free cash flow yield | 8.8%-1.5pp | 9.4%+0.1pp | 11%— | 12.5%— | 10.5%— | |
| Earnings yield | 9%+5.4pp | 10.4%+9.4pp | 11.7%+13.4pp | 6.3%-0.1pp | 3.8%-4.6pp | |
| PEG ratio | 0×— | 0×— | —— | 0.2×— | —— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do California BanCorp's ratios come from?
- Every ratio is computed from California BanCorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
