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BCB Bancorp BCBP Accumulated Modified Financing Receivables

Accumulated Modified Financing Receivables at other companies

BCB Bancorp logo
BCB BancorpBCBP
$46.75M-41.4%
Princeton Bancorp, Inc. logo
Princeton Bancorp, Inc.BPRN
$16.5M-37.7%
Trustco Bank Corp logo
Trustco Bank CorpTRST
$1.34M+53.8%
BancFirst Corporation logo
BancFirst CorporationBANF
$3.3M+73.7%
Landmark Bancorp logo
Landmark BancorpLARK
$186K
SPF
South Plains Financial, Inc.SPFI
$1.93M+192%

Other financials

Income statement

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Revenue$24.9M+4.8%
Net income$4.9M+159%
EPS (diluted)$0.26+151%

Balance sheet

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Cash & equivalents$293.7M+16.2%
Total debt$236.4M-43.3%
Total equity$307.4M-2.3%
Total assets$3.3B-5.9%

Cash flow

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Operating cash flow$5.2M+3.3%
CapEx$266.0K-8.6%
Free cash flow$4.9M+4.0%

Valuation

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Market cap$178.49M+26.9%
Enterprise value$121.12M
P/E254.6×
P/S1.7×

Profitability

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Net margin0.7%-4.1pp
FCF margin34.1%-33.3pp

Returns & leverage

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Return on equity0.2%-1.2pp
Debt / equity0.8×-0.6×

Where this comes from

Reported directly by BCB Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableModificationsRecordedInvestment.

The official record: BCB Bancorp’s 10-K, filed March 9, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is BCB Bancorp's accumulated modified financing receivables?
BCB Bancorp (BCBP) reported accumulated modified financing receivables of $46.75M in Q4 2025.
How has BCB Bancorp's accumulated modified financing receivables changed year-over-year?
BCB Bancorp's accumulated modified financing receivables decreased by 41.4% year-over-year, from $79.8M to $46.75M.
What is the long-term trend for BCB Bancorp's accumulated modified financing receivables?
Over 4 years (2020 to 2025), BCB Bancorp's accumulated modified financing receivables has grown at a 30.6% compound annual growth rate (CAGR), from $16.06M to $46.75M.
What does accumulated modified financing receivables mean?
This represents the total outstanding balance of loans that have undergone a formal modification or restructuring due to borrower financial difficulties. These modifications are typically designed to improve collectability and avoid default. Tracking this balance provides insight into the bank's exposure to troubled debt restructurings and the long-term performance of modified credit facilities.