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Trustco Bank Corp TRST Accumulated Modified Financing Receivables

Accumulated Modified Financing Receivables at other companies

Trustco Bank Corp logo
Trustco Bank CorpTRST
$1.34M+53.8%
BancFirst Corporation logo
BancFirst CorporationBANF
$3.3M+73.7%
SPF
South Plains Financial, Inc.SPFI
$1.93M+192%
Capital City Bank Group logo
Capital City Bank GroupCCBG
0
Center Bancorp logo
Center BancorpCNOB
$11.74B+54.7%
Capital City Bank Group logo
Capital City Bank GroupCCBG
0

Segments

By geography

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FL$0

Other financials

Income statement

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Revenue$49.5M+9.3%
Net income$16.3M+14.1%
EPS (diluted)$0.91+21.3%

Balance sheet

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Cash & equivalents$768.1M+1.6%
Total debt$148.9M+23.4%
Total equity$670.9M-2.5%
Total assets$6.5B+2.7%

Cash flow

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Operating cash flow$11.8M+823%
CapEx$1.6M-64.0%
Free cash flow$10.2M+412%

Valuation

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Market cap$941.72M+60.6%
Enterprise value$322.46M-756%
P/E14.9×+3.4×
P/S4.9×+1.6×

Profitability

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Net margin32.9%+3.9pp
FCF margin30.8%+7.0pp

Returns & leverage

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Return on equity9.3%+1.7pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Trustco Bank Corp in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableModificationsRecordedInvestment.

The official record: Trustco Bank Corp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Trustco Bank Corp's accumulated modified financing receivables?
Trustco Bank Corp (TRST) reported accumulated modified financing receivables of $1.34M in Q1 2026.
How has Trustco Bank Corp's accumulated modified financing receivables changed year-over-year?
Trustco Bank Corp's accumulated modified financing receivables increased by 53.8% year-over-year, from $870K to $1.34M.
What is the long-term trend for Trustco Bank Corp's accumulated modified financing receivables?
Over 2 years (2023 to 2025), Trustco Bank Corp's accumulated modified financing receivables has grown at a -0.6% compound annual growth rate (CAGR), from $1.28M to $1.27M.
What does accumulated modified financing receivables mean?
This represents the total accumulated balance of all financing receivables that have undergone a formal modification or restructuring process. It provides a comprehensive view of the bank's efforts to assist borrowers and manage credit risk through loan adjustments. Monitoring this helps assess the long-term impact of restructuring programs on the loan portfolio.