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BCB Bancorp BCBP Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff

Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff at other companies

BCB Bancorp logo
BCB BancorpBCBP
$1.98M+90.3%
Bank7 Corp. logo
Bank7 Corp.BSVN
$0
Regional Management Corporation logo
Regional Management CorporationRM
$399K+47.2%
Morgan Stanley logo
Morgan StanleyMS
$21M0.0%
Bank7 Corp. logo
Bank7 Corp.BSVN
$0
BCB Bancorp logo
BCB BancorpBCBP
$19K

Other financials

Income statement

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Revenue$24.9M+4.8%
Net income$4.9M+159%
EPS (diluted)$0.26+151%

Balance sheet

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Cash & equivalents$293.7M+16.2%
Total debt$236.4M-43.3%
Total equity$307.4M-2.3%
Total assets$3.3B-5.9%

Cash flow

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Operating cash flow$5.2M+3.3%
CapEx$266.0K-8.6%
Free cash flow$4.9M+4.0%

Valuation

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Market cap$178.49M+26.9%
Enterprise value$121.12M
P/E254.6×
P/S1.7×

Profitability

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Net margin0.7%-4.1pp
FCF margin34.1%-33.3pp

Returns & leverage

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Return on equity0.2%-1.2pp
Debt / equity0.8×-0.6×

Where this comes from

Reported directly by BCB Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff.

The official record: BCB Bancorp’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is BCB Bancorp's financing receivable, originated, more than five years before current fiscal year, writeoff?
BCB Bancorp (BCBP) reported financing receivable, originated, more than five years before current fiscal year, writeoff of $1.98M in Q1 2026.
How has BCB Bancorp's financing receivable, originated, more than five years before current fiscal year, writeoff changed year-over-year?
BCB Bancorp's financing receivable, originated, more than five years before current fiscal year, writeoff increased by 90.3% year-over-year, from $1.04M to $1.98M.
What does financing receivable, originated, more than five years before current fiscal year, writeoff mean?
The total value of loan write-offs for financing receivables that were originated more than five years before the current fiscal year. This provides insight into the tail-end credit performance and loss history of the oldest segments of the loan portfolio.